Mortgage lending in Saline County, Illinois
Lenders in Saline County, Illinois reported 545 mortgage applications for 2025, according to the CFPB.
545 mortgage applications and 273 loans originated in 2025; the denial rate was 27.7% of 415 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Saline County, IL.
- 545
- Applications
- 273
- Loans originated
- 27.7%
- Denial rate
- 115 denied of 415 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 545 | 273 |
| 2024 | 490 | 271 |
| 2023 | 412 | 219 |
| 2022 | 529 | 289 |
| 2021 | 680 | 420 |
| 2020 | 751 | 484 |
| 2019 | 502 | 288 |
| 2018 | 529 | 301 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Farmers State Bank of Alto Pass | 37 | 40 |
| Peoples National Bank, N.A. | 36 | 56 |
| Rocket Mortgage | 22 | 42 |
| Guild Mortgage Company | 17 | 18 |
| Legence Bank | 13 | 22 |
| Premier Mortgage Resources, LLC | 12 | 14 |
| Mortgage Research Center | 10 | 23 |
| Banterra Bank | 8 | 19 |
| SIU Credit Union | 8 | 9 |
| First Mid Bank and Trust, NA | 8 | 10 |
| United Wholesale Mortgage | 7 | 11 |
| US Bank, N.A. | 6 | 15 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 32 |
| Fifth Third Bank, National Association | 4 | 4 |
| Figure Lending LLC | 3 | 10 |
| loanDepot.com LLC | 3 | 5 |
| Equity Prime Mortgage LLC | 3 | 4 |
| Flat Branch Mortgage, Inc. | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 6 |
| City National Bank | 3 | 4 |
| Gershman Investment Corp. | 3 | 4 |
| Guaranteed Rate, Inc. | 3 | 6 |
| Amerisave Mortgage Company | 3 | 13 |
| Pennymac Loan Services LLC | 3 | 8 |
| FirstTrust Home Loans | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 12 | no rate: base under 50 |
| White | 452 | 26.5% of 355 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 59 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 447 | 26.6% of 354 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 82 | 35.3% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 195 | 31.4% of 159 decided |
| Female | 140 | 31.1% of 103 decided |
| Joint | 167 | 16.3% of 129 decided |
| Sex Not Available | 43 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2658 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved