Mortgage lending in Putnam County, Illinois
Lenders in Putnam County, Illinois reported 171 mortgage applications for 2025, according to the CFPB.
171 mortgage applications and 103 loans originated in 2025; the denial rate was 22.5% of 138 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Putnam County, IL.
- 171
- Applications
- 103
- Loans originated
- 22.5%
- Denial rate
- 31 denied of 138 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 171 | 103 |
| 2024 | 121 | 75 |
| 2023 | 111 | 74 |
| 2022 | 154 | 96 |
| 2021 | 206 | 127 |
| 2020 | 204 | 136 |
| 2019 | 94 | 74 |
| 2018 | 108 | 69 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 9 | 13 |
| Heartland Bank & Trust Company | 7 | 11 |
| Guaranteed Rate, Inc. | 6 | 7 |
| Figure Lending LLC | 5 | 11 |
| Eureka Savings Bank | 5 | 6 |
| Financial Plus Credit Union | 5 | 5 |
| Osb Community Bank | 3 | 4 |
| First Federal Savings Bank | 3 | 3 |
| First State Bank | 3 | 4 |
| United Wholesale Mortgage | 3 | 3 |
| Flat Branch Mortgage, Inc. | 3 | 3 |
| Central Bank Illinois | 3 | 3 |
| US Bank, N.A. | 3 | 3 |
| Coastal Community Bank | 2 | 3 |
| Planet Home Lending, LLC | 2 | 2 |
| Mortgage Research Center | 2 | 3 |
| New American Funding, LLC. | 2 | 5 |
| Newrez LLC | 2 | 3 |
| Access Capital Funding LLC | 2 | 2 |
| Greenstate Credit Union | 2 | 2 |
| Citizens Equity First Credit U | 2 | 3 |
| PNC Bank N.A. | 2 | 10 |
| Covantage Credit Union | 1 | 1 |
| Tomo Mortgage LLC | 1 | 1 |
| First National Bank of Brookfield | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 152 | 21.9% of 123 decided |
| 2 or more minority races | under 10 | |
| Race Not Available | 15 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 153 | 23.2% of 125 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 12 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 78 | 22.7% of 66 decided |
| Female | withheld | |
| Joint | 52 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2135 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved