Mortgage lending in Peoria County, Illinois
Lenders in Peoria County, Illinois reported 5,483 mortgage applications for 2025, according to the CFPB.
5,483 mortgage applications and 3,551 loans originated in 2025; the denial rate was 17.4% of 4,465 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Peoria, IL MSA.
- 5,483
- Applications
- 3,551
- Loans originated
- 17.4%
- Denial rate
- 779 denied of 4,465 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,483 | 3,551 |
| 2024 | 5,089 | 3,319 |
| 2023 | 4,750 | 3,185 |
| 2022 | 6,089 | 4,176 |
| 2021 | 8,793 | 6,331 |
| 2020 | 8,447 | 6,114 |
| 2019 | 5,697 | 3,875 |
| 2018 | 5,578 | 3,810 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens Equity First Credit U | 770 | 1,165 |
| Flat Branch Mortgage, Inc. | 352 | 424 |
| United Wholesale Mortgage | 264 | 324 |
| MLD Mortgage, Inc.dba the Money Store | 200 | 257 |
| Morton Community Bank | 198 | 267 |
| Rocket Mortgage | 150 | 197 |
| US Bank, N.A. | 134 | 207 |
| Inb, National Association | 91 | 112 |
| PNC Bank N.A. | 80 | 162 |
| Better Banks | 75 | 95 |
| Mortgage Research Center | 67 | 112 |
| JPMorgan Chase Bank, NA | 57 | 79 |
| Busey Bank | 47 | 68 |
| Goodfield State Bank | 45 | 45 |
| Commerce Bank | 36 | 81 |
| First State Bank of Forrest | 33 | 35 |
| CBI Bank & Trust | 30 | 39 |
| Synergy One Lending, Inc. | 27 | 39 |
| New American Funding, LLC. | 26 | 51 |
| Pennymac Loan Services LLC | 25 | 52 |
| Newrez LLC | 23 | 94 |
| First Community Mortgage, Inc. | 23 | 24 |
| Coastal Community Bank | 22 | 57 |
| loanDepot.com LLC | 21 | 41 |
| Fairway Independent Mort Corp | 21 | 23 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 28 | no rate: base under 50 |
| Asian | 259 | 13.0% of 192 decided |
| Black or African American | 532 | 34.8% of 428 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,653 | 15.0% of 3,027 decided |
| 2 or more minority races | under 10 | |
| Joint | 88 | 12.3% of 73 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 907 | 18.5% of 709 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 239 | 24.7% of 186 decided |
| Not Hispanic or Latino | 4,244 | 16.9% of 3,481 decided |
| Joint | withheld | |
| Ethnicity Not Available | 932 | 18.2% of 736 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,117 | 18.7% of 1,696 decided |
| Female | 1,286 | 23.3% of 1,051 decided |
| Joint | 1,491 | 10.7% of 1,245 decided |
| Sex Not Available | 589 | 17.8% of 473 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2326 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved