Mortgage lending in Menard County, Illinois
Lenders in Menard County, Illinois reported 389 mortgage applications for 2025, according to the CFPB.
389 mortgage applications and 272 loans originated in 2025; the denial rate was 13.2% of 333 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Springfield, IL MSA.
- 389
- Applications
- 272
- Loans originated
- 13.2%
- Denial rate
- 44 denied of 333 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 389 | 272 |
| 2024 | 310 | 210 |
| 2023 | 332 | 224 |
| 2022 | 410 | 283 |
| 2021 | 702 | 498 |
| 2020 | 1,009 | 794 |
| 2019 | 519 | 367 |
| 2018 | 465 | 313 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Alliance Community Bank | 58 | 76 |
| Petefish, Skiles, & Company Bank | 28 | 37 |
| Inb, National Association | 20 | 22 |
| Heartland Credi T Union | 14 | 15 |
| Affordable Mortgage Advisors | 11 | 12 |
| Citizens Equity First Credit U | 11 | 18 |
| United Community Bank | 10 | 12 |
| Rocket Mortgage | 10 | 12 |
| Bank of Springfield | 9 | 13 |
| Guaranteed Rate, Inc. | 8 | 9 |
| Mortgage Research Center | 7 | 10 |
| Plains Commerce Bank | 5 | 7 |
| Prairie State Bank & Trust | 4 | 4 |
| Carrollton Bank | 4 | 4 |
| New American Funding, LLC. | 4 | 8 |
| United Wholesale Mortgage | 4 | 5 |
| Flat Branch Mortgage, Inc. | 4 | 4 |
| PNC Bank N.A. | 4 | 6 |
| Leaderone Financial Corp. | 3 | 4 |
| Nationstar Mortgage | 3 | 3 |
| Morton Community Bank | 3 | 5 |
| Heartland Bank & Trust Company | 3 | 6 |
| Pennymac Loan Services LLC | 3 | 3 |
| Coastal Community Bank | 2 | 6 |
| Warren Boynton State Bank | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 339 | 13.0% of 292 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 328 | 13.4% of 283 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 128 | 12.2% of 107 decided |
| Female | 88 | 19.4% of 72 decided |
| Joint | 152 | 9.6% of 135 decided |
| Sex Not Available | 21 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2134 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved