Mortgage lending in Mason County, Illinois
Lenders in Mason County, Illinois reported 364 mortgage applications for 2025, according to the CFPB.
364 mortgage applications and 236 loans originated in 2025; the denial rate was 23.5% of 319 applications decided. The median loan was about $95,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mason County, IL.
- 364
- Applications
- 236
- Loans originated
- 23.5%
- Denial rate
- 75 denied of 319 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 364 | 236 |
| 2024 | 299 | 197 |
| 2023 | 261 | 163 |
| 2022 | 380 | 225 |
| 2021 | 497 | 320 |
| 2020 | 389 | 241 |
| 2019 | 339 | 190 |
| 2018 | 336 | 190 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Petefish, Skiles, & Company Bank | 35 | 45 |
| Citizens Equity First Credit U | 34 | 51 |
| Morton Community Bank | 24 | 32 |
| Flat Branch Mortgage, Inc. | 19 | 22 |
| The Havana National Bank | 11 | 15 |
| Rocket Mortgage | 10 | 23 |
| Alliance Community Bank | 10 | 17 |
| Mortgage Research Center | 7 | 8 |
| United Wholesale Mortgage | 6 | 7 |
| US Bank, N.A. | 6 | 10 |
| Fairway Independent Mort Corp | 5 | 5 |
| First State Mortgage Services | 4 | 4 |
| The First National Bank in Tremont | 4 | 5 |
| Heartland Bank & Trust Company | 4 | 5 |
| loanDepot.com LLC | 3 | 5 |
| Community Banc Mortgage Corp | 3 | 4 |
| Affordable Mortgage Advisors | 3 | 3 |
| New American Funding, LLC. | 3 | 5 |
| PNC Bank N.A. | 3 | 4 |
| Wells Fargo Bank NA | 3 | 4 |
| Figure Lending LLC | 2 | 2 |
| United Community Bank | 2 | 4 |
| Navy Federal Credit Union | 2 | 3 |
| Marine Credit Union | 2 | 2 |
| MLD Mortgage, Inc.dba the Money Store | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 321 | 22.1% of 280 decided |
| 2 or more minority races | under 10 | |
| Race Not Available | 37 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 313 | 22.6% of 275 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 39 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 131 | 24.3% of 111 decided |
| Female | 81 | 30.4% of 69 decided |
| Joint | 132 | 14.9% of 121 decided |
| Sex Not Available | 20 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2743 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved