Mortgage lending in McDonough County, Illinois
Lenders in McDonough County, Illinois reported 517 mortgage applications for 2025, according to the CFPB.
517 mortgage applications and 332 loans originated in 2025; the denial rate was 18.8% of 426 applications decided. The median loan was about $85,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: McDonough County, IL.
- 517
- Applications
- 332
- Loans originated
- 18.8%
- Denial rate
- 80 denied of 426 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 517 | 332 |
| 2024 | 438 | 291 |
| 2023 | 456 | 293 |
| 2022 | 584 | 370 |
| 2021 | 731 | 487 |
| 2020 | 528 | 386 |
| 2019 | 364 | 238 |
| 2018 | 413 | 272 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Morton Community Bank | 77 | 82 |
| United Community Bank | 70 | 90 |
| MidAmerica National Bank | 25 | 36 |
| Mortgage Research Center | 18 | 23 |
| Rocket Mortgage | 14 | 22 |
| Flanagan State Bank | 13 | 19 |
| Flat Branch Mortgage, Inc. | 11 | 15 |
| Midwest Bank | 8 | 9 |
| New American Funding, LLC. | 8 | 12 |
| First Bankers Trust Company | 7 | 10 |
| Citizens Equity First Credit U | 4 | 7 |
| Petefish, Skiles, & Company Bank | 3 | 5 |
| CBI Bank & Trust | 3 | 5 |
| Compeer Financial | 3 | 9 |
| Fairway Independent Mort Corp | 3 | 5 |
| PNC Bank N.A. | 3 | 3 |
| Heartland Bank & Trust Company | 3 | 5 |
| Pennymac Loan Services LLC | 3 | 8 |
| Empeople Credit Union | 2 | 6 |
| Ipava State Bank | 2 | 4 |
| I H Mississippi Valley Credit Union | 2 | 6 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 2 | 2 |
| Towne Mortgage Company | 2 | 2 |
| Guaranteed Rate, Inc. | 2 | 3 |
| Royal United Mortgage LLC | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 15 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 409 | 19.1% of 340 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 74 | 12.3% of 57 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 419 | 19.6% of 352 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 85 | 17.5% of 63 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 196 | 23.3% of 163 decided |
| Female | 127 | 18.3% of 104 decided |
| Joint | 140 | 14.7% of 116 decided |
| Sex Not Available | 54 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2801 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved