Mortgage lending in Knox County, Illinois
Lenders in Knox County, Illinois reported 1,280 mortgage applications for 2025, according to the CFPB.
1,280 mortgage applications and 797 loans originated in 2025; the denial rate was 21.8% of 1,060 applications decided. The median loan was about $85,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Knox County, IL.
- 1,280
- Applications
- 797
- Loans originated
- 21.8%
- Denial rate
- 231 denied of 1,060 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,280 | 797 |
| 2024 | 1,247 | 789 |
| 2023 | 1,234 | 835 |
| 2022 | 1,381 | 937 |
| 2021 | 1,779 | 1,279 |
| 2020 | 1,878 | 1,360 |
| 2019 | 1,351 | 961 |
| 2018 | 1,282 | 863 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CBI Bank & Trust | 200 | 236 |
| Midwest Bank | 59 | 61 |
| Rocket Mortgage | 42 | 62 |
| I H Mississippi Valley Credit Union | 35 | 58 |
| Mortgage Research Center | 26 | 40 |
| First Mid Bank and Trust, NA | 26 | 38 |
| Servion | 25 | 36 |
| Citizens Equity First Credit U | 21 | 43 |
| Old National Bank | 20 | 45 |
| Inb, National Association | 18 | 27 |
| Towne Mortgage Company | 18 | 21 |
| Zippy Loans, LLC | 18 | 100 |
| United Community Bank | 15 | 18 |
| Greenstate Credit Union | 15 | 19 |
| New American Funding, LLC. | 14 | 25 |
| Flat Branch Mortgage, Inc. | 14 | 19 |
| Community Banc Mortgage Corp | 13 | 17 |
| United Wholesale Mortgage | 12 | 16 |
| Wells Fargo Bank NA | 10 | 14 |
| Figure Lending LLC | 9 | 14 |
| loanDepot.com LLC | 7 | 9 |
| Compeer Financial | 7 | 12 |
| Morton Community Bank | 7 | 8 |
| Amerisave Mortgage Company | 7 | 20 |
| JPMorgan Chase Bank, NA | 7 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 57 | no rate: base under 50 |
| White | 1,060 | 19.8% of 890 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 125 | 32.6% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 35 | no rate: base under 50 |
| Not Hispanic or Latino | 1,077 | 20.4% of 891 decided |
| Joint | 34 | no rate: base under 50 |
| Ethnicity Not Available | 134 | 33.3% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 451 | 24.4% of 365 decided |
| Female | 354 | 24.2% of 281 decided |
| Joint | 392 | 15.8% of 347 decided |
| Sex Not Available | 83 | 28.4% of 67 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2800 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved