Mortgage lending in Edwards County, Illinois

Lenders in Edwards County, Illinois reported 101 mortgage applications for 2025, according to the CFPB.

101 mortgage applications and 45 loans originated in 2025; the denial rate was 35.6% of 73 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Edwards County, IL.

101
Applications: 45
Loans originated: 35.6%
Denial rate: 26 denied of 73 applications decided.

Every year

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Mortgage applications and loans originated in Edwards County, Illinois, by year
Year	Applications	Originated	Denied
2025	101	45	26
2024	67	27	22
2023	58	24	21
2022	93	35	29
2021	100	54	21
2020	134	69	32
2019	67	35	21
2018	83	43	23

The largest lenders here

Lenders in Edwards County, Illinois by loans originated, 2025
Lender	Originated	Applications
Rocket Mortgage	6	10
First Mid Bank and Trust, NA	4	4
Vanderbilt Mortgage and Finance, Inc	3	17
Liberty Federal Credit Union	3	4
Mortgage Research Center	3	7
Peoples National Bank, N.A.	3	3
Freedom Mortgage Corporation	2	5
Fifth Third Bank, National Association	2	3
Synergy One Lending, Inc.	1	3
Petefish, Skiles, & Company Bank	1	4
Coastal Community Bank	1	2
German American Bank	1	1
Navy Federal Credit Union	1	1
loanDepot.com LLC	1	1
Churchill Mortgage Corporation	1	1
Endeavor Capital, LLC	1	1
First Financial Bank NA	1	3
Equity Prime Mortgage LLC	1	2
The First National Bank of Carmi	1	3
FCB Banks	1	1
First Northern Credit Union	1	1
Gershman Investment Corp.	1	2
Cardinal Financial Company, Li	1	1
JPMorgan Chase Bank, NA	1	3
Southstate Bank, National Association	1	1

Applications by race, ethnicity and sex, 2025

By race, Edwards County, Illinois: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	88	33.3% of 63 decided
Joint	under 10
Race Not Available	under 10

By ethnicity, Edwards County, Illinois: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	88	33.3% of 63 decided
Ethnicity Not Available	withheld

By sex, Edwards County, Illinois: applications and denial rate
Category	Applications	Denial rate
Male	37	no rate: base under 50
Female	withheld
Joint	35	no rate: base under 50
Sex Not Available	under 10

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026