Mortgage lending in DuPage County, Illinois
Lenders in DuPage County, Illinois reported 29,764 mortgage applications for 2025, according to the CFPB.
29,764 mortgage applications and 18,219 loans originated in 2025; the denial rate was 18.7% of 23,528 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chicago-Joliet-Naperville, IL HUD Metro FMR Area.
- 29,764
- Applications
- 18,219
- Loans originated
- 18.7%
- Denial rate
- 4,390 denied of 23,528 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 29,764 | 18,219 |
| 2024 | 26,658 | 15,885 |
| 2023 | 23,625 | 14,000 |
| 2022 | 33,888 | 21,265 |
| 2021 | 72,497 | 50,383 |
| 2020 | 77,625 | 54,035 |
| 2019 | 44,575 | 29,625 |
| 2018 | 37,211 | 23,433 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 1,075 | 1,372 |
| Guaranteed Rate, Inc. | 1,024 | 1,660 |
| JPMorgan Chase Bank, NA | 955 | 1,432 |
| Rocket Mortgage | 912 | 1,216 |
| Fifth Third Bank, National Association | 599 | 1,091 |
| BMO Harris Bank NA | 558 | 1,049 |
| Huntington National Bank | 515 | 920 |
| US Bank, N.A. | 510 | 945 |
| Crosscountry Mortgage, LLC | 452 | 680 |
| Fairway Independent Mort Corp | 399 | 580 |
| Greenstate Credit Union | 364 | 552 |
| Bank of America NA | 362 | 745 |
| PNC Bank N.A. | 348 | 626 |
| First American Bank | 345 | 526 |
| DuPage Credit Union | 339 | 562 |
| Compass Mortgage, Inc. | 338 | 402 |
| The Loan Store, Inc | 294 | 352 |
| loanDepot.com LLC | 281 | 418 |
| American Pacific Mortgage Corporation | 262 | 328 |
| Guild Mortgage Company | 253 | 324 |
| Barrington Bank & Trust Company, N.A. | 228 | 312 |
| Key Mortgage Services, Inc. | 200 | 242 |
| Pennymac Loan Services LLC | 191 | 323 |
| Originpoint, LLC | 187 | 275 |
| Union Home Mortgage Corp. | 178 | 234 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 122 | 31.1% of 90 decided |
| Asian | 4,360 | 19.2% of 3,390 decided |
| Black or African American | 723 | 30.4% of 575 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 19,234 | 17.6% of 15,533 decided |
| 2 or more minority races | 41 | no rate: base under 50 |
| Joint | 645 | 10.5% of 503 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 4,601 | 21.5% of 3,374 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,971 | 26.1% of 2,326 decided |
| Not Hispanic or Latino | 21,779 | 17.5% of 17,457 decided |
| Joint | withheld | |
| Ethnicity Not Available | 4,213 | 20.8% of 3,108 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 10,873 | 21.4% of 8,548 decided |
| Female | 5,856 | 22.4% of 4,637 decided |
| Joint | 10,829 | 13.3% of 8,770 decided |
| Sex Not Available | 2,206 | 22.1% of 1,573 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 351 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved