Mortgage lending in Douglas County, Illinois
Lenders in Douglas County, Illinois reported 485 mortgage applications for 2025, according to the CFPB.
485 mortgage applications and 329 loans originated in 2025; the denial rate was 16.2% of 407 applications decided. The median loan was about $115,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Douglas County, IL.
- 485
- Applications
- 329
- Loans originated
- 16.2%
- Denial rate
- 66 denied of 407 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 485 | 329 |
| 2024 | 378 | 269 |
| 2023 | 404 | 282 |
| 2022 | 517 | 337 |
| 2021 | 628 | 438 |
| 2020 | 721 | 532 |
| 2019 | 472 | 322 |
| 2018 | 511 | 367 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Longview Bank | 51 | 52 |
| First State Bank and Trust | 29 | 34 |
| New American Funding, LLC. | 28 | 39 |
| Flat Branch Mortgage, Inc. | 25 | 27 |
| Morton Community Bank | 21 | 31 |
| First Mid Bank and Trust, NA | 18 | 25 |
| Rocket Mortgage | 14 | 26 |
| Busey Bank | 13 | 17 |
| Mortgage Research Center | 11 | 16 |
| United Wholesale Mortgage | 9 | 11 |
| University of Illinois Community Credit Union | 8 | 9 |
| Prairie State Bank & Trust | 7 | 7 |
| First State Mortgage Services | 6 | 8 |
| Gershman Investment Corp. | 5 | 8 |
| Midland States Bank | 5 | 8 |
| Primelending | 4 | 6 |
| Community Banc Mortgage Corp | 4 | 7 |
| Freedom Mortgage Corporation | 4 | 7 |
| Carrington Mortgage Services LLC | 4 | 6 |
| Coastal Community Bank | 3 | 13 |
| Citizens Equity First Credit U | 3 | 6 |
| Amerisave Mortgage Company | 3 | 7 |
| Pennymac Loan Services LLC | 3 | 9 |
| Lendage, LLC Dba Achieve Loans | 2 | 3 |
| Point Mortgage Corp | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 403 | 15.0% of 339 decided |
| Joint | under 10 | |
| Free Form Text Only | under 10 | |
| Race Not Available | 67 | 21.8% of 55 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 52 | no rate: base under 50 |
| Not Hispanic or Latino | 357 | 14.4% of 306 decided |
| Joint | withheld | |
| Ethnicity Not Available | 63 | 22.0% of 50 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 182 | 16.7% of 150 decided |
| Female | 105 | 20.7% of 87 decided |
| Joint | 162 | 9.2% of 141 decided |
| Sex Not Available | 36 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2515 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved