Mortgage lending in Coles County, Illinois
Lenders in Coles County, Illinois reported 1,033 mortgage applications for 2025, according to the CFPB.
1,033 mortgage applications and 567 loans originated in 2025; the denial rate was 26.8% of 829 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Coles County, IL.
- 1,033
- Applications
- 567
- Loans originated
- 26.8%
- Denial rate
- 222 denied of 829 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,033 | 567 |
| 2024 | 851 | 549 |
| 2023 | 888 | 546 |
| 2022 | 912 | 547 |
| 2021 | 1,155 | 753 |
| 2020 | 1,198 | 806 |
| 2019 | 792 | 510 |
| 2018 | 780 | 480 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Mid Bank and Trust, NA | 119 | 168 |
| Rocket Mortgage | 43 | 68 |
| Prairie State Bank & Trust | 41 | 51 |
| New American Funding, LLC. | 33 | 51 |
| Flat Branch Mortgage, Inc. | 30 | 36 |
| Mortgage Research Center | 28 | 47 |
| US Bank, N.A. | 22 | 41 |
| Zippy Loans, LLC | 19 | 117 |
| First Financial Bank NA | 18 | 32 |
| Longview Bank | 14 | 14 |
| Community Banc Mortgage Corp | 8 | 12 |
| Castle & Cooke Mortgage, LLC | 8 | 9 |
| Freedom Mortgage Corporation | 7 | 11 |
| Pennymac Loan Services LLC | 7 | 14 |
| United Wholesale Mortgage | 6 | 15 |
| Fifth Third Bank, National Association | 6 | 7 |
| loanDepot.com LLC | 5 | 15 |
| Fairway Independent Mort Corp | 5 | 8 |
| Morton Community Bank | 5 | 6 |
| Amerisave Mortgage Company | 5 | 18 |
| JPMorgan Chase Bank, NA | 5 | 6 |
| Figure Lending LLC | 4 | 11 |
| First National Bank of Pana | 4 | 4 |
| Ruoff Mortgage Company | 4 | 4 |
| Gershman Investment Corp. | 4 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 27 | no rate: base under 50 |
| White | 845 | 25.0% of 689 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 138 | 27.2% of 103 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 51 | no rate: base under 50 |
| Not Hispanic or Latino | 824 | 26.6% of 673 decided |
| Joint | withheld | |
| Ethnicity Not Available | 137 | 29.9% of 97 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 372 | 25.8% of 295 decided |
| Female | 263 | 36.7% of 210 decided |
| Joint | 324 | 19.4% of 263 decided |
| Sex Not Available | 74 | 29.5% of 61 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2650 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved