Mortgage lending in Clinton County, Illinois
Lenders in Clinton County, Illinois reported 1,067 mortgage applications for 2025, according to the CFPB.
1,067 mortgage applications and 747 loans originated in 2025; the denial rate was 16.7% of 923 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: St. Louis, MO-IL HUD Metro FMR Area.
- 1,067
- Applications
- 747
- Loans originated
- 16.7%
- Denial rate
- 154 denied of 923 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,067 | 747 |
| 2024 | 933 | 664 |
| 2023 | 936 | 649 |
| 2022 | 1,188 | 857 |
| 2021 | 2,168 | 1,593 |
| 2020 | 1,959 | 1,420 |
| 2019 | 1,292 | 925 |
| 2018 | 1,169 | 795 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| FCB Banks | 212 | 241 |
| Germantown Trust & Savings Bank | 46 | 49 |
| Dieterich Bank | 37 | 49 |
| Delmar Financial Company | 34 | 39 |
| Scott Credit Union | 31 | 51 |
| Rocket Mortgage | 30 | 40 |
| 1NB Bank | 22 | 26 |
| Farmers State Bank of Hoffman | 19 | 22 |
| Flat Branch Mortgage, Inc. | 19 | 21 |
| Regions Bank | 18 | 34 |
| Mortgage Research Center | 16 | 26 |
| US Bank, N.A. | 16 | 44 |
| The Bradford National Bank of Greenville | 13 | 18 |
| New American Funding, LLC. | 13 | 21 |
| United Wholesale Mortgage | 13 | 17 |
| Pike Creek Mortgage Services, Inc. | 11 | 15 |
| Endeavor Capital, LLC | 8 | 9 |
| Guaranteed Rate, Inc. | 8 | 12 |
| Pennymac Loan Services LLC | 8 | 16 |
| Navy Federal Credit Union | 7 | 11 |
| Nationstar Mortgage | 7 | 9 |
| First Mid Bank and Trust, NA | 7 | 9 |
| Primelending | 6 | 6 |
| Spring Eq, LLC | 6 | 7 |
| Freedom Mortgage Corporation | 5 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 949 | 16.6% of 832 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 90 | 15.1% of 73 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 22 | no rate: base under 50 |
| Not Hispanic or Latino | 928 | 16.6% of 815 decided |
| Joint | 11 | no rate: base under 50 |
| Ethnicity Not Available | 106 | 15.5% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 328 | 18.3% of 268 decided |
| Female | 197 | 21.9% of 169 decided |
| Joint | 481 | 13.6% of 434 decided |
| Sex Not Available | 61 | 17.3% of 52 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1938 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved