Mortgage lending in Clark County, Illinois
Lenders in Clark County, Illinois reported 336 mortgage applications for 2025, according to the CFPB.
336 mortgage applications and 208 loans originated in 2025; the denial rate was 24.7% of 287 applications decided. The median loan was about $105,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Clark County, IL.
- 336
- Applications
- 208
- Loans originated
- 24.7%
- Denial rate
- 71 denied of 287 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 336 | 208 |
| 2024 | 266 | 138 |
| 2023 | 255 | 153 |
| 2022 | 285 | 181 |
| 2021 | 394 | 287 |
| 2020 | 392 | 231 |
| 2019 | 330 | 195 |
| 2018 | 310 | 197 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Mid Bank and Trust, NA | 36 | 54 |
| Longview Bank | 26 | 28 |
| First Financial Bank NA | 20 | 37 |
| Rocket Mortgage | 18 | 23 |
| Ruoff Mortgage Company | 13 | 16 |
| Mortgage Research Center | 9 | 18 |
| GVC Mortgage, Inc. | 6 | 6 |
| Fifth Third Bank, National Association | 6 | 11 |
| CMG Mortgage Inc | 5 | 6 |
| Prairie State Bank & Trust | 4 | 4 |
| United Wholesale Mortgage | 4 | 4 |
| Regions Bank | 4 | 5 |
| Pennymac Loan Services LLC | 4 | 9 |
| Lendage, LLC Dba Achieve Loans | 3 | 3 |
| New American Funding, LLC. | 3 | 9 |
| Flat Branch Mortgage, Inc. | 3 | 5 |
| Freedom Mortgage Corporation | 3 | 9 |
| Amerisave Mortgage Company | 3 | 6 |
| Riddell National Bank | 2 | 2 |
| First State Mortgage Services | 2 | 2 |
| Farm Credit Mid-America, Aca | 2 | 2 |
| Old National Bank | 2 | 6 |
| Indiana State University FCU | 2 | 2 |
| Prospect Bank | 2 | 2 |
| Petefish, Skiles, & Company Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 299 | 23.8% of 256 decided |
| Joint | under 10 | |
| Race Not Available | 27 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 302 | 23.7% of 257 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 30 | no rate: base under 50 |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 109 | 22.8% of 92 decided |
| Female | 81 | 33.8% of 71 decided |
| Joint | 131 | 18.9% of 111 decided |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2649 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved