Mortgage lending in New Castle County, Delaware
Lenders in New Castle County, Delaware reported 21,246 mortgage applications for 2025, according to the CFPB.
21,246 mortgage applications and 12,724 loans originated in 2025; the denial rate was 22.4% of 17,062 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA.
- 21,246
- Applications
- 12,724
- Loans originated
- 22.4%
- Denial rate
- 3,819 denied of 17,062 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 21,246 | 12,724 |
| 2024 | 19,585 | 11,221 |
| 2023 | 17,687 | 10,022 |
| 2022 | 25,206 | 14,732 |
| 2021 | 43,457 | 27,429 |
| 2020 | 38,245 | 24,796 |
| 2019 | 25,016 | 15,388 |
| 2018 | 21,937 | 12,880 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 895 | 1,195 |
| Pike Creek Mortgage Services, Inc. | 876 | 1,024 |
| WSFS bank | 769 | 1,125 |
| Citizens Bank, NA | 542 | 914 |
| PNC Bank N.A. | 507 | 847 |
| United Wholesale Mortgage | 479 | 659 |
| Meridian Bank | 335 | 404 |
| M&T Bank | 332 | 564 |
| Prosperity Home Mortgage, LLC | 288 | 385 |
| Crosscountry Mortgage, LLC | 238 | 334 |
| NVR Mortgage Finance, Inc. | 232 | 326 |
| Guild Mortgage Company | 230 | 297 |
| Keystone Funding, Inc | 219 | 255 |
| JPMorgan Chase Bank, NA | 214 | 320 |
| Bank of America NA | 213 | 431 |
| Pennymac Loan Services LLC | 204 | 457 |
| Del-One Federal Credti Union | 164 | 397 |
| Navy Federal Credit Union | 158 | 348 |
| TD Bank | 155 | 310 |
| Dexsta Federal Credit Union | 148 | 163 |
| Freedom Mortgage Corporation | 140 | 341 |
| Nation One Mortgage Corporatio | 136 | 165 |
| Fairway Independent Mort Corp | 135 | 162 |
| American Neighborhood Mortgage Acceptance Company | 132 | 178 |
| Newrez LLC | 132 | 489 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 110 | 34.1% of 85 decided |
| Asian | 2,014 | 14.9% of 1,533 decided |
| Black or African American | 4,336 | 31.4% of 3,446 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 10,480 | 17.9% of 8,741 decided |
| 2 or more minority races | 80 | 31.8% of 66 decided |
| Joint | 343 | 17.0% of 283 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,842 | 28.9% of 2,875 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,590 | 27.0% of 1,275 decided |
| Not Hispanic or Latino | 15,794 | 20.7% of 12,861 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,517 | 28.9% of 2,640 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,424 | 23.6% of 5,849 decided |
| Female | 5,999 | 26.3% of 4,851 decided |
| Joint | 5,752 | 14.7% of 4,824 decided |
| Sex Not Available | 2,071 | 29.4% of 1,538 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 597 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved