Mortgage lending in Vernon County, Wisconsin
Lenders in Vernon County, Wisconsin reported 870 mortgage applications for 2025, according to the CFPB.
870 mortgage applications and 620 loans originated in 2025; the denial rate was 13.8% of 745 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Vernon County, WI HUD Metro FMR Area.
- 870
- Applications
- 620
- Loans originated
- 13.8%
- Denial rate
- 103 denied of 745 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 870 | 620 |
| 2024 | 719 | 522 |
| 2023 | 663 | 477 |
| 2022 | 891 | 598 |
| 2021 | 1,097 | 783 |
| 2020 | 1,203 | 874 |
| 2019 | 731 | 500 |
| 2018 | 680 | 431 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Altra Federal Credit Union | 87 | 99 |
| Westby Co-Op Credit Union | 80 | 95 |
| Citizens First Bank | 46 | 53 |
| Royal Bank | 39 | 48 |
| Bank of Ontario | 33 | 35 |
| One Community Bank | 30 | 30 |
| Associated Bank NA | 20 | 35 |
| Compeer Financial | 19 | 27 |
| Rocket Mortgage | 18 | 25 |
| Summit Credit Union | 13 | 15 |
| River Bank | 11 | 16 |
| Servion | 11 | 12 |
| Marine Credit Union | 10 | 19 |
| Citizens State Bank | 10 | 10 |
| Bank First N.A. | 10 | 11 |
| Peoples State Bank | 9 | 11 |
| Uw Credit Union | 8 | 15 |
| The First National Bank of Bangor | 8 | 8 |
| Crosscountry Mortgage, LLC | 7 | 10 |
| Das Acquisition Company, LLC | 6 | 10 |
| BMO Harris Bank NA | 5 | 7 |
| Guild Mortgage Company | 5 | 5 |
| Fairway Independent Mort Corp | 5 | 9 |
| Spring Eq, LLC | 5 | 13 |
| Consumer Real Estate Finance Co DBA Society Mortgage | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 760 | 12.4% of 655 decided |
| Joint | under 10 | |
| Race Not Available | 94 | 26.0% of 77 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 754 | 12.5% of 649 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 101 | 23.5% of 81 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 262 | 19.7% of 208 decided |
| Female | 124 | 10.8% of 102 decided |
| Joint | 414 | 9.8% of 377 decided |
| Sex Not Available | 70 | 24.1% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2098 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved