One Community Bank
One Community Bank reported 561 mortgage applications for 2025, according to the CFPB.
561 mortgage applications and 461 loans originated in 2025; the denial rate was 7.1% of 507 applications decided. Its RSSD in the 2023 reporter panel is 247140. From 2025, the CFPB’s Snapshot release.
The same RSSD is One Community Bank’s: its bank page on the banks hub.
- 561
- Applications
- 461
- Loans originated
- 7.1%
- Denial rate
- 36 denied of 507 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | One Community Bank | 561 |
| 2024 | One Community Bank | 209 |
| 2023 | One Community Bank | 221 |
| 2022 | One Community Bank | 579 |
| 2021 | One Community Bank | 1,155 |
| 2020 | One Community Bank | 1,432 |
| 2019 | Oregon Community Bank & Trust | 541 |
| 2018 | Oregon Community Bank & Trust | 327 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 351 | 6.9% of 321 decided |
| Joint | under 10 | |
| Race Not Available | 196 | 7.4% of 175 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 347 | 6.3% of 319 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 202 | 7.3% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 76 | 7.3% of 68 decided |
| Female | 52 | no rate: base under 50 |
| Joint | 240 | 4.5% of 221 decided |
| Sex Not Available | 193 | 7.0% of 172 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved