Mortgage lending in Sheboygan County, Wisconsin
Lenders in Sheboygan County, Wisconsin reported 4,203 mortgage applications for 2025, according to the CFPB.
4,203 mortgage applications and 2,976 loans originated in 2025; the denial rate was 13.5% of 3,588 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sheboygan, WI MSA.
- 4,203
- Applications
- 2,976
- Loans originated
- 13.5%
- Denial rate
- 486 denied of 3,588 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,203 | 2,976 |
| 2024 | 3,878 | 2,680 |
| 2023 | 3,461 | 2,380 |
| 2022 | 4,629 | 3,254 |
| 2021 | 7,838 | 5,716 |
| 2020 | 7,390 | 5,376 |
| 2019 | 4,956 | 3,558 |
| 2018 | 4,302 | 3,051 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Kohler Credit Union | 360 | 453 |
| Bank First N.A. | 273 | 328 |
| Rocket Mortgage | 140 | 189 |
| Oostburg State Bank | 134 | 145 |
| US Bank, N.A. | 125 | 184 |
| Summit Credit Union | 118 | 159 |
| Unitedone Credit Union | 87 | 132 |
| National Exchange Bank and Trust | 80 | 92 |
| Associated Bank NA | 80 | 110 |
| Cleveland State Bank | 79 | 85 |
| BMO Harris Bank NA | 77 | 115 |
| Guild Mortgage Company | 70 | 93 |
| Sheboygan Area Credit Union | 66 | 76 |
| Johnson Bank | 63 | 79 |
| Waldo State Bank | 59 | 62 |
| Union Home Mortgage Corp. | 47 | 54 |
| CIBM Bank | 46 | 51 |
| Uw Credit Union | 43 | 62 |
| United Wholesale Mortgage | 41 | 63 |
| Landmark Credit Union | 39 | 56 |
| Bell Bank | 35 | 48 |
| Cornerstone First Mortgage, LLC | 32 | 45 |
| Umb Bank NA | 31 | 67 |
| Collins State Bank | 30 | 30 |
| Nationstar Mortgage | 29 | 33 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | 150 | 16.4% of 134 decided |
| Black or African American | 31 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,366 | 12.7% of 2,896 decided |
| 2 or more minority races | under 10 | |
| Joint | 61 | no rate: base under 50 |
| Race Not Available | 571 | 16.5% of 467 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 195 | 24.7% of 150 decided |
| Not Hispanic or Latino | 3,319 | 12.8% of 2,868 decided |
| Joint | 82 | 9.9% of 71 decided |
| Ethnicity Not Available | 607 | 14.8% of 499 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,201 | 19.7% of 994 decided |
| Female | 697 | 15.3% of 593 decided |
| Joint | 1,960 | 9.2% of 1,714 decided |
| Sex Not Available | 345 | 14.6% of 287 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1673 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved