Mortgage lending in Sauk County, Wisconsin
Lenders in Sauk County, Wisconsin reported 2,633 mortgage applications for 2025, according to the CFPB.
2,633 mortgage applications and 1,767 loans originated in 2025; the denial rate was 17.3% of 2,271 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sauk County, WI.
- 2,633
- Applications
- 1,767
- Loans originated
- 17.3%
- Denial rate
- 393 denied of 2,271 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,633 | 1,767 |
| 2024 | 2,265 | 1,527 |
| 2023 | 2,087 | 1,469 |
| 2022 | 2,657 | 1,849 |
| 2021 | 4,246 | 3,012 |
| 2020 | 4,770 | 3,434 |
| 2019 | 3,288 | 2,311 |
| 2018 | 2,535 | 1,730 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Summit Credit Union | 489 | 642 |
| Westby Co-Op Credit Union | 144 | 180 |
| Uw Credit Union | 142 | 192 |
| Fairway Independent Mort Corp | 78 | 93 |
| Baraboo State Bank | 52 | 81 |
| Rocket Mortgage | 51 | 71 |
| BMO Harris Bank NA | 46 | 101 |
| Guild Mortgage Company | 46 | 73 |
| The Peoples Community Bank | 38 | 42 |
| Lake Ridge Bank | 34 | 43 |
| Compeer Financial | 33 | 44 |
| Prosperity Home Mortgage, LLC | 32 | 37 |
| Associated Bank NA | 30 | 42 |
| United Wholesale Mortgage | 29 | 41 |
| Pennymac Loan Services LLC | 23 | 34 |
| Thompson Kane & Company, Inc | 21 | 22 |
| Mortgage Research Center | 20 | 34 |
| Connexus Credit Union | 16 | 25 |
| One Community Bank | 16 | 16 |
| US Bank, N.A. | 15 | 24 |
| Barrington Bank & Trust Company, N.A. | 15 | 17 |
| Bell Bank | 14 | 20 |
| Royal Bank | 14 | 22 |
| Freedom Mortgage Corporation | 13 | 26 |
| Bank of Wisconsin Dells | 12 | 19 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | withheld | |
| Black or African American | 19 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,198 | 16.5% of 1,888 decided |
| Joint | 23 | no rate: base under 50 |
| Race Not Available | 355 | 20.2% of 317 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 95 | 30.9% of 81 decided |
| Not Hispanic or Latino | 2,124 | 16.8% of 1,828 decided |
| Joint | withheld | |
| Ethnicity Not Available | 363 | 16.1% of 316 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 691 | 18.4% of 593 decided |
| Female | 476 | 25.1% of 402 decided |
| Joint | 1,237 | 14.6% of 1,070 decided |
| Sex Not Available | 229 | 13.1% of 206 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1355 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved