Mortgage lending in Milwaukee County, Wisconsin
Lenders in Milwaukee County, Wisconsin reported 31,922 mortgage applications for 2025, according to the CFPB.
31,922 mortgage applications and 19,383 loans originated in 2025; the denial rate was 23.2% of 26,707 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Milwaukee-Waukesha, WI MSA.
- 31,922
- Applications
- 19,383
- Loans originated
- 23.2%
- Denial rate
- 6,204 denied of 26,707 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 31,922 | 19,383 |
| 2024 | 28,921 | 17,577 |
| 2023 | 26,632 | 16,456 |
| 2022 | 35,222 | 22,526 |
| 2021 | 55,248 | 36,879 |
| 2020 | 51,532 | 34,341 |
| 2019 | 34,736 | 22,668 |
| 2018 | 28,618 | 18,537 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Landmark Credit Union | 2,165 | 3,350 |
| Uw Credit Union | 1,574 | 2,330 |
| Summit Credit Union | 1,119 | 1,806 |
| Educators Credit Union | 1,094 | 1,865 |
| Rocket Mortgage | 773 | 1,082 |
| United Wholesale Mortgage | 564 | 793 |
| Associated Bank NA | 554 | 867 |
| Fairway Independent Mort Corp | 533 | 660 |
| BMO Harris Bank NA | 526 | 970 |
| Ixonia Bank | 388 | 544 |
| Johnson Bank | 361 | 462 |
| JPMorgan Chase Bank, NA | 318 | 487 |
| Bank Five Nine | 304 | 393 |
| A+ Mortgage Services, Inc. | 277 | 301 |
| North Shore Bank | 265 | 456 |
| Tri City National Bank | 264 | 371 |
| Guild Mortgage Company | 261 | 351 |
| US Bank, N.A. | 248 | 577 |
| Newrez LLC | 247 | 553 |
| CMG Mortgage Inc | 218 | 305 |
| Huntington National Bank | 216 | 388 |
| Kiavi Funding, Inc. | 192 | 312 |
| Pennymac Loan Services LLC | 191 | 392 |
| Mortgage Research Center | 169 | 321 |
| PNC Bank N.A. | 145 | 299 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 181 | 37.1% of 140 decided |
| Asian | 1,341 | 22.7% of 1,088 decided |
| Black or African American | 5,159 | 40.3% of 4,216 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 18,580 | 19.0% of 16,023 decided |
| 2 or more minority races | 107 | 39.8% of 88 decided |
| Joint | 685 | 14.3% of 593 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 5,842 | 22.7% of 4,536 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 3,997 | 30.7% of 3,383 decided |
| Not Hispanic or Latino | 21,716 | 22.3% of 18,417 decided |
| Joint | withheld | |
| Ethnicity Not Available | 5,472 | 22.3% of 4,266 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 10,405 | 25.8% of 8,565 decided |
| Female | 8,437 | 29.9% of 7,070 decided |
| Joint | 9,460 | 15.6% of 8,259 decided |
| Sex Not Available | 3,620 | 21.1% of 2,813 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1510 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved