Mortgage lending in Dane County, Wisconsin
Lenders in Dane County, Wisconsin reported 21,836 mortgage applications for 2025, according to the CFPB.
21,836 mortgage applications and 16,275 loans originated in 2025; the denial rate was 11.3% of 19,125 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Madison, WI HUD Metro FMR Area.
- 21,836
- Applications
- 16,275
- Loans originated
- 11.3%
- Denial rate
- 2,169 denied of 19,125 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 21,836 | 16,275 |
| 2024 | 19,113 | 14,368 |
| 2023 | 18,357 | 14,313 |
| 2022 | 25,190 | 19,584 |
| 2021 | 46,255 | 35,717 |
| 2020 | 53,448 | 40,749 |
| 2019 | 31,789 | 24,531 |
| 2018 | 26,004 | 19,994 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Uw Credit Union | 4,065 | 5,202 |
| Summit Credit Union | 4,044 | 5,220 |
| Thompson Kane & Company, Inc | 512 | 578 |
| Lake Ridge Bank | 501 | 622 |
| Barrington Bank & Trust Company, N.A. | 442 | 506 |
| The Park Bank | 397 | 516 |
| Fairway Independent Mort Corp | 388 | 490 |
| Rocket Mortgage | 277 | 360 |
| Bell Bank | 264 | 350 |
| Heartland Credit Union | 250 | 339 |
| Johnson Bank | 250 | 282 |
| Guild Mortgage Company | 236 | 316 |
| BMO Harris Bank NA | 226 | 412 |
| One Community Bank | 218 | 257 |
| Associated Bank NA | 208 | 332 |
| Old National Bank | 200 | 277 |
| US Bank, N.A. | 178 | 286 |
| Guaranteed Rate, Inc. | 166 | 209 |
| The Bank of New Glarus | 159 | 168 |
| Prosperity Home Mortgage, LLC | 145 | 179 |
| United Wholesale Mortgage | 120 | 173 |
| JPMorgan Chase Bank, NA | 115 | 181 |
| Dupaco Community Credit Union | 111 | 142 |
| Bank of Sun Prairie | 91 | 136 |
| Newrez LLC | 90 | 184 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 62 | 29.6% of 54 decided |
| Asian | 1,083 | 13.6% of 870 decided |
| Black or African American | 565 | 25.4% of 468 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 16,368 | 10.4% of 14,519 decided |
| 2 or more minority races | 19 | no rate: base under 50 |
| Joint | 628 | 10.3% of 545 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 3,093 | 13.2% of 2,639 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,022 | 24.9% of 892 decided |
| Not Hispanic or Latino | 17,080 | 10.5% of 15,033 decided |
| Joint | withheld | |
| Ethnicity Not Available | 3,207 | 12.5% of 2,734 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,127 | 14.5% of 4,408 decided |
| Female | 4,355 | 15.7% of 3,811 decided |
| Joint | 10,326 | 7.8% of 9,155 decided |
| Sex Not Available | 2,028 | 12.0% of 1,751 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 849 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved