Mortgage lending in Adams County, Wisconsin
Lenders in Adams County, Wisconsin reported 1,245 mortgage applications for 2025, according to the CFPB.
1,245 mortgage applications and 773 loans originated in 2025; the denial rate was 20.4% of 1,028 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Adams County, WI.
- 1,245
- Applications
- 773
- Loans originated
- 20.4%
- Denial rate
- 210 denied of 1,028 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,245 | 773 |
| 2024 | 1,027 | 648 |
| 2023 | 1,011 | 616 |
| 2022 | 1,284 | 810 |
| 2021 | 1,809 | 1,230 |
| 2020 | 1,715 | 1,175 |
| 2019 | 1,252 | 794 |
| 2018 | 1,078 | 645 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Summit Credit Union | 110 | 156 |
| Rocket Mortgage | 48 | 67 |
| BMO Harris Bank NA | 41 | 70 |
| Uw Credit Union | 29 | 36 |
| One Community Bank | 28 | 47 |
| Royal Bank | 24 | 35 |
| US Bank, N.A. | 22 | 36 |
| United Wholesale Mortgage | 20 | 30 |
| Fairway Independent Mort Corp | 20 | 23 |
| Westby Co-Op Credit Union | 19 | 25 |
| Mortgage Research Center | 16 | 34 |
| Nations Lending Corporation | 14 | 21 |
| Associated Bank NA | 12 | 24 |
| Guild Mortgage Company | 11 | 16 |
| Bank First N.A. | 11 | 14 |
| Compeer Financial | 11 | 14 |
| Educators Credit Union | 11 | 13 |
| National Exchange Bank and Trust | 10 | 14 |
| Landmark Credit Union | 10 | 20 |
| Marine Credit Union | 9 | 29 |
| JPMorgan Chase Bank, NA | 9 | 11 |
| loanDepot.com LLC | 8 | 15 |
| Covantage Credit Union | 7 | 12 |
| Union Home Mortgage Corp. | 7 | 7 |
| Bell Bank | 7 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 1,048 | 19.3% of 878 decided |
| Joint | 20 | no rate: base under 50 |
| Race Not Available | 161 | 25.4% of 122 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 26 | no rate: base under 50 |
| Not Hispanic or Latino | 1,020 | 19.3% of 849 decided |
| Joint | 19 | no rate: base under 50 |
| Ethnicity Not Available | 180 | 25.7% of 144 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 407 | 21.5% of 325 decided |
| Female | 211 | 27.4% of 175 decided |
| Joint | 512 | 15.2% of 440 decided |
| Sex Not Available | 115 | 28.4% of 88 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1886 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved