Mortgage lending in Petersburg city, Virginia
Lenders in Petersburg city, Virginia reported 1,665 mortgage applications for 2025, according to the CFPB.
1,665 mortgage applications and 858 loans originated in 2025; the denial rate was 26.3% of 1,239 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 1,665
- Applications
- 858
- Loans originated
- 26.3%
- Denial rate
- 326 denied of 1,239 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,665 | 858 |
| 2024 | 1,472 | 755 |
| 2023 | 1,354 | 714 |
| 2022 | 1,564 | 811 |
| 2021 | 1,518 | 817 |
| 2020 | 1,177 | 626 |
| 2019 | 925 | 472 |
| 2018 | 927 | 435 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 48 | 79 |
| Rocket Mortgage | 45 | 76 |
| Mortgage Research Center | 41 | 70 |
| Virginia Federal Credit Union | 32 | 60 |
| Movement Mortgage, LLC | 27 | 36 |
| Freedom Mortgage Corporation | 22 | 43 |
| American Financial Network, Inc. | 18 | 24 |
| American Neighborhood Mortgage Acceptance Company | 18 | 31 |
| Navy Federal Credit Union | 16 | 37 |
| C&F Mortgage Corporation | 16 | 23 |
| HomeBridge Financial Services, Inc | 15 | 16 |
| JPMorgan Chase Bank, NA | 15 | 23 |
| Loan Funder LLC | 14 | 19 |
| First Heritage Mortgage, LLC | 14 | 18 |
| Fairway Independent Mort Corp | 14 | 16 |
| Truist Bank | 14 | 43 |
| Pennymac Loan Services LLC | 14 | 33 |
| TowneBank | 12 | 17 |
| Atlantic Coast Mortgage, LLC | 12 | 18 |
| Guild Mortgage Company | 12 | 18 |
| Peoples Advantage Federal Credit Union | 11 | 25 |
| Kiavi Funding, Inc. | 11 | 17 |
| loanDepot.com LLC | 10 | 26 |
| United Bank VA | 10 | 14 |
| Bank of America NA | 10 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 24 | no rate: base under 50 |
| Black or African American | 744 | 31.1% of 572 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 332 | 22.8% of 232 decided |
| 2 or more minority races | under 10 | |
| Joint | 25 | no rate: base under 50 |
| Race Not Available | 519 | 22.1% of 381 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 116 | 15.4% of 78 decided |
| Not Hispanic or Latino | 1,027 | 29.6% of 781 decided |
| Joint | withheld | |
| Ethnicity Not Available | 494 | 21.9% of 360 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 626 | 26.3% of 456 decided |
| Female | 521 | 28.5% of 397 decided |
| Joint | 210 | 25.1% of 163 decided |
| Sex Not Available | 308 | 23.3% of 223 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1343 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved