Mortgage lending in Martinsville city, Virginia
Lenders in Martinsville city, Virginia reported 460 mortgage applications for 2025, according to the CFPB.
460 mortgage applications and 236 loans originated in 2025; the denial rate was 30.6% of 369 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Henry County-Martinsville city, VA HUD Nonmetro FMR Area.
- 460
- Applications
- 236
- Loans originated
- 30.6%
- Denial rate
- 113 denied of 369 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 460 | 236 |
| 2024 | 442 | 224 |
| 2023 | 375 | 177 |
| 2022 | 413 | 231 |
| 2021 | 513 | 314 |
| 2020 | 326 | 190 |
| 2019 | 320 | 166 |
| 2018 | 243 | 147 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| ALCOVA Mortgage, LLC | 48 | 67 |
| Rocket Mortgage | 12 | 24 |
| United Wholesale Mortgage | 10 | 13 |
| Valleystar Credit Union | 10 | 26 |
| Atlantic Coast Mortgage, LLC | 9 | 10 |
| Mortgage Research Center | 9 | 20 |
| Atlantic Union Bank | 7 | 13 |
| The Fidelity Bank | 6 | 7 |
| Kiavi Funding, Inc. | 6 | 7 |
| Blue Ridge Bank | 5 | 6 |
| Carter Bank and Trust | 5 | 7 |
| Pennymac Loan Services LLC | 5 | 16 |
| Movement Mortgage, LLC | 4 | 4 |
| First Bank | 3 | 3 |
| Loan Funder LLC | 3 | 3 |
| Sofi Bank, National Association | 3 | 3 |
| Newrez LLC | 3 | 7 |
| Freedom Mortgage Corporation | 3 | 4 |
| Fairway Independent Mort Corp | 3 | 3 |
| First Horizon Bank | 3 | 7 |
| Truist Bank | 3 | 6 |
| Figure Lending LLC | 2 | 4 |
| Coastal Community Bank | 2 | 6 |
| Georgia Banking Company | 2 | 2 |
| Navy Federal Credit Union | 2 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 128 | 34.0% of 103 decided |
| White | 213 | 29.8% of 168 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 104 | 27.0% of 89 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 330 | 30.5% of 262 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 99 | 27.7% of 83 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 162 | 36.9% of 122 decided |
| Female | 149 | 30.9% of 123 decided |
| Joint | 81 | 24.6% of 65 decided |
| Sex Not Available | 68 | 23.7% of 59 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2469 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved