Carter Bank and Trust
Carter Bank and Trust reported 523 mortgage applications for 2025, according to the CFPB.
523 mortgage applications and 345 loans originated in 2025; the denial rate was 28.0% of 493 applications decided. Its RSSD in the 2023 reporter panel is 3476192. From 2025, the CFPB’s Snapshot release.
The same RSSD is Carter Bank & Trust’s: its bank page on the banks hub.
- 523
- Applications
- 345
- Loans originated
- 28.0%
- Denial rate
- 138 denied of 493 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | Carter Bank and Trust | 523 |
| 2024 | Carter Bank and Trust | 490 |
| 2023 | Carter Bank and Trust | 510 |
| 2022 | Carter Bank & Trust | 616 |
| 2021 | Carter Bank & Trust | 474 |
| 2020 | Carter Bank & Trust | 525 |
| 2019 | Carter Bank & Trust | 407 |
| 2018 | Carter Bank & Trust | 319 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 12 | no rate: base under 50 |
| Black or African American | 31 | no rate: base under 50 |
| White | 355 | 30.7% of 332 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 112 | 14.5% of 110 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 396 | 31.3% of 368 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 110 | 13.0% of 108 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 142 | 35.2% of 128 decided |
| Female | 87 | 36.6% of 82 decided |
| Joint | 189 | 28.1% of 178 decided |
| Sex Not Available | 105 | 12.4% of 105 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved