Mortgage lending in Chesapeake city, Virginia
Lenders in Chesapeake city, Virginia reported 12,787 mortgage applications for 2025, according to the CFPB.
12,787 mortgage applications and 7,639 loans originated in 2025; the denial rate was 18.8% of 9,944 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 12,787
- Applications
- 7,639
- Loans originated
- 18.8%
- Denial rate
- 1,865 denied of 9,944 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 12,787 | 7,639 |
| 2024 | 11,473 | 6,788 |
| 2023 | 9,961 | 5,856 |
| 2022 | 14,657 | 8,882 |
| 2021 | 25,747 | 16,826 |
| 2020 | 24,444 | 16,213 |
| 2019 | 14,932 | 9,390 |
| 2018 | 11,680 | 7,165 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Navy Federal Credit Union | 753 | 1,476 |
| Rocket Mortgage | 494 | 650 |
| United Wholesale Mortgage | 486 | 688 |
| Mortgage Research Center | 390 | 728 |
| American Neighborhood Mortgage Acceptance Company | 377 | 472 |
| Freedom Mortgage Corporation | 281 | 594 |
| Atlantic Bay Mortgage Group | 267 | 322 |
| Movement Mortgage, LLC | 220 | 309 |
| BayPort Credit Union | 197 | 311 |
| Langley Federal Credit Union | 193 | 261 |
| Pennymac Loan Services LLC | 191 | 360 |
| TowneBank | 176 | 222 |
| Southern Trust Mortgage, LLC | 168 | 230 |
| Newrez LLC | 141 | 361 |
| Chartway Fcu | 133 | 221 |
| Calcon Mutual Mortgage LLC | 120 | 149 |
| Truist Bank | 114 | 203 |
| Atlantic Coast Mortgage, LLC | 103 | 128 |
| Crosscountry Mortgage, LLC | 103 | 141 |
| loanDepot.com LLC | 94 | 150 |
| CMG Mortgage Inc | 75 | 108 |
| Tidewater Mortgage Services, Inc | 74 | 95 |
| RW Towne, LLC | 74 | 93 |
| Abnb Federal Credit Union | 72 | 141 |
| Bank of America NA | 66 | 182 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 80 | 25.4% of 63 decided |
| Asian | 517 | 17.6% of 398 decided |
| Black or African American | 2,634 | 28.5% of 2,033 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,532 | 14.4% of 5,168 decided |
| 2 or more minority races | 63 | no rate: base under 50 |
| Joint | 404 | 13.1% of 321 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,520 | 20.9% of 1,888 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 743 | 21.0% of 580 decided |
| Not Hispanic or Latino | 9,309 | 18.2% of 7,283 decided |
| Joint | 370 | 13.1% of 291 decided |
| Ethnicity Not Available | 2,365 | 21.2% of 1,790 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,721 | 19.1% of 3,665 decided |
| Female | 2,714 | 22.7% of 2,136 decided |
| Joint | 4,216 | 14.5% of 3,299 decided |
| Sex Not Available | 1,136 | 23.7% of 844 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 332 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved