Mortgage lending in Prince William County, Virginia
Lenders in Prince William County, Virginia reported 19,210 mortgage applications for 2025, according to the CFPB.
19,210 mortgage applications and 10,738 loans originated in 2025; the denial rate was 22.2% of 14,728 applications decided. The median loan was about $395,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area.
- 19,210
- Applications
- 10,738
- Loans originated
- 22.2%
- Denial rate
- 3,263 denied of 14,728 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 19,210 | 10,738 |
| 2024 | 17,976 | 10,048 |
| 2023 | 15,517 | 8,568 |
| 2022 | 24,584 | 13,916 |
| 2021 | 51,587 | 32,852 |
| 2020 | 53,458 | 33,780 |
| 2019 | 29,665 | 17,884 |
| 2018 | 23,181 | 13,437 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 921 | 1,173 |
| Navy Federal Credit Union | 887 | 1,725 |
| United Wholesale Mortgage | 626 | 905 |
| Truist Bank | 348 | 726 |
| First Heritage Mortgage, LLC | 312 | 367 |
| Atlantic Coast Mortgage, LLC | 302 | 378 |
| Pennymac Loan Services LLC | 278 | 540 |
| CMG Mortgage Inc | 216 | 285 |
| Freedom Mortgage Corporation | 212 | 536 |
| Apple Federal Credit Union | 211 | 432 |
| PNC Bank N.A. | 197 | 359 |
| Pentagon Federal Credit Union | 191 | 387 |
| Bank of America NA | 186 | 514 |
| Mortgage Research Center | 175 | 364 |
| Guaranteed Rate, Inc. | 166 | 282 |
| loanDepot.com LLC | 160 | 254 |
| Crosscountry Mortgage, LLC | 147 | 219 |
| Movement Mortgage, LLC | 145 | 209 |
| NVR Mortgage Finance, Inc. | 145 | 217 |
| Fairway Independent Mort Corp | 137 | 194 |
| Newrez LLC | 129 | 439 |
| Northwest Federal Credit Union | 119 | 182 |
| Nationstar Mortgage | 116 | 173 |
| Intercoastal Mortgage, LLC | 109 | 134 |
| Prosperity Home Mortgage, LLC | 107 | 151 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 117 | 33.0% of 88 decided |
| Asian | 2,823 | 23.5% of 2,125 decided |
| Black or African American | 3,244 | 28.0% of 2,462 decided |
| Native Hawaiian or Other Pacific Islander | 66 | 49.1% of 53 decided |
| White | 8,006 | 18.4% of 6,399 decided |
| 2 or more minority races | 122 | 25.3% of 91 decided |
| Joint | 536 | 12.8% of 414 decided |
| Free Form Text Only | 12 | no rate: base under 50 |
| Race Not Available | 4,284 | 24.7% of 3,086 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,881 | 28.8% of 2,256 decided |
| Not Hispanic or Latino | 12,203 | 20.3% of 9,458 decided |
| Joint | 562 | 16.1% of 460 decided |
| Ethnicity Not Available | 3,553 | 24.4% of 2,545 decided |
| Free Form Text Only | 11 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 7,324 | 24.9% of 5,561 decided |
| Female | 3,961 | 25.0% of 3,091 decided |
| Joint | 6,171 | 16.0% of 4,883 decided |
| Sex Not Available | 1,754 | 26.9% of 1,193 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 91 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved