Mortgage lending in Pittsylvania County, Virginia
Lenders in Pittsylvania County, Virginia reported 1,820 mortgage applications for 2025, according to the CFPB.
1,820 mortgage applications and 946 loans originated in 2025; the denial rate was 28.9% of 1,424 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Pittsylvania County-Danville city, VA HUD Nonmetro FMR Area.
- 1,820
- Applications
- 946
- Loans originated
- 28.9%
- Denial rate
- 411 denied of 1,424 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,820 | 946 |
| 2024 | 1,497 | 835 |
| 2023 | 1,436 | 774 |
| 2022 | 1,756 | 1,003 |
| 2021 | 2,584 | 1,591 |
| 2020 | 2,159 | 1,334 |
| 2019 | 1,598 | 967 |
| 2018 | 1,535 | 866 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 119 | 166 |
| ALCOVA Mortgage, LLC | 80 | 95 |
| Atlantic Union Bank | 62 | 91 |
| United Wholesale Mortgage | 51 | 87 |
| First National Bank | 32 | 45 |
| First Ciitizens Bank and Trust | 31 | 54 |
| Truist Bank | 30 | 64 |
| Movement Mortgage, LLC | 26 | 38 |
| Pennymac Loan Services LLC | 22 | 36 |
| Atlantic Bay Mortgage Group | 21 | 29 |
| Mortgage Research Center | 20 | 43 |
| Freedom Mortgage Corporation | 17 | 32 |
| Navy Federal Credit Union | 16 | 29 |
| loanDepot.com LLC | 16 | 35 |
| Carter Bank and Trust | 16 | 28 |
| Atlantic Coast Mortgage, LLC | 12 | 15 |
| Beacon Credit Union | 11 | 25 |
| New American Funding, LLC. | 11 | 32 |
| Bank of England | 10 | 20 |
| American Financial Resources LLC | 9 | 14 |
| Newrez LLC | 9 | 26 |
| Cardinal Financial Company, Li | 9 | 16 |
| Strategic Funding, LP | 9 | 10 |
| Citizens Bank, NA | 9 | 11 |
| Nationstar Mortgage | 8 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 293 | 44.4% of 214 decided |
| White | 1,157 | 23.1% of 922 decided |
| 2 or more minority races | under 10 | |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 325 | 35.2% of 250 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 45 | no rate: base under 50 |
| Not Hispanic or Latino | 1,408 | 26.5% of 1,114 decided |
| Joint | withheld | |
| Ethnicity Not Available | 347 | 35.0% of 257 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 717 | 31.2% of 558 decided |
| Female | 376 | 33.8% of 296 decided |
| Joint | 525 | 20.8% of 419 decided |
| Sex Not Available | 202 | 33.1% of 151 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1499 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved