Mortgage lending in Patrick County, Virginia
Lenders in Patrick County, Virginia reported 531 mortgage applications for 2025, according to the CFPB.
531 mortgage applications and 256 loans originated in 2025; the denial rate was 32.4% of 411 applications decided. The median loan was about $160,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Patrick County, VA.
- 531
- Applications
- 256
- Loans originated
- 32.4%
- Denial rate
- 133 denied of 411 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 531 | 256 |
| 2024 | 514 | 254 |
| 2023 | 433 | 227 |
| 2022 | 511 | 260 |
| 2021 | 719 | 428 |
| 2020 | 596 | 358 |
| 2019 | 469 | 237 |
| 2018 | 466 | 266 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 25 | 41 |
| ALCOVA Mortgage, LLC | 25 | 38 |
| First Community Bank | 12 | 18 |
| Truist Bank | 12 | 24 |
| Atlantic Bay Mortgage Group | 11 | 11 |
| The Fidelity Bank | 9 | 13 |
| Valleystar Credit Union | 9 | 21 |
| Skyline National Bank | 7 | 8 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 43 |
| United Wholesale Mortgage | 7 | 15 |
| Carter Bank and Trust | 7 | 17 |
| loanDepot.com LLC | 5 | 6 |
| C&F Mortgage Corporation | 5 | 5 |
| Movement Mortgage, LLC | 5 | 7 |
| First Horizon Bank | 5 | 8 |
| Mortgage Research Center | 4 | 10 |
| Waterstone Mortgage Corporation | 4 | 5 |
| State Employees' Credit Union | 4 | 11 |
| American Financial Resources LLC | 3 | 4 |
| Freedom Mortgage Corporation | 3 | 9 |
| PNC Bank N.A. | 3 | 6 |
| Usaa Federal Savings Bank | 3 | 7 |
| Figure Lending LLC | 2 | 3 |
| Coastal Community Bank | 2 | 6 |
| Renasant Bank | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 18 | no rate: base under 50 |
| White | 430 | 31.2% of 337 decided |
| Joint | withheld | |
| Race Not Available | 71 | 35.3% of 51 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 433 | 30.2% of 338 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 83 | 41.7% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 171 | 33.6% of 131 decided |
| Female | 121 | 35.4% of 96 decided |
| Joint | 192 | 25.8% of 151 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1684 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved