Mortgage lending in Isle of Wight County, Virginia
Lenders in Isle of Wight County, Virginia reported 2,311 mortgage applications for 2025, according to the CFPB.
2,311 mortgage applications and 1,384 loans originated in 2025; the denial rate was 18.8% of 1,818 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area.
- 2,311
- Applications
- 1,384
- Loans originated
- 18.8%
- Denial rate
- 341 denied of 1,818 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,311 | 1,384 |
| 2024 | 2,065 | 1,203 |
| 2023 | 1,787 | 1,046 |
| 2022 | 2,303 | 1,347 |
| 2021 | 3,752 | 2,463 |
| 2020 | 3,745 | 2,422 |
| 2019 | 2,148 | 1,336 |
| 2018 | 1,548 | 953 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Langley Federal Credit Union | 94 | 116 |
| Rocket Mortgage | 94 | 121 |
| NVR Mortgage Finance, Inc. | 85 | 133 |
| American Neighborhood Mortgage Acceptance Company | 81 | 96 |
| BayPort Credit Union | 73 | 110 |
| Navy Federal Credit Union | 71 | 141 |
| United Wholesale Mortgage | 71 | 91 |
| Atlantic Bay Mortgage Group | 54 | 64 |
| Mortgage Research Center | 44 | 82 |
| Movement Mortgage, LLC | 43 | 72 |
| TowneBank | 37 | 46 |
| Freedom Mortgage Corporation | 34 | 75 |
| Pennymac Loan Services LLC | 30 | 55 |
| Crosscountry Mortgage, LLC | 23 | 28 |
| Truist Bank | 19 | 51 |
| Newrez LLC | 16 | 55 |
| Vanderbilt Mortgage and Finance, Inc | 15 | 87 |
| loanDepot.com LLC | 15 | 20 |
| Calcon Mutual Mortgage LLC | 15 | 21 |
| T2 Financial LLC | 14 | 14 |
| Figure Lending LLC | 13 | 21 |
| Towne Mortgage | 13 | 15 |
| Bank of America NA | 13 | 22 |
| Tidewater Mortgage Services, Inc | 12 | 18 |
| Southern Trust Mortgage, LLC | 12 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 16 | no rate: base under 50 |
| Asian | 29 | no rate: base under 50 |
| Black or African American | 455 | 27.4% of 350 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,410 | 14.5% of 1,124 decided |
| 2 or more minority races | 18 | no rate: base under 50 |
| Joint | 62 | 13.5% of 52 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 315 | 25.3% of 237 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 69 | 31.5% of 54 decided |
| Not Hispanic or Latino | 1,858 | 17.1% of 1,476 decided |
| Joint | 47 | no rate: base under 50 |
| Ethnicity Not Available | 337 | 26.3% of 247 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 857 | 19.9% of 680 decided |
| Female | 479 | 25.2% of 377 decided |
| Joint | 818 | 12.5% of 648 decided |
| Sex Not Available | 157 | 26.6% of 113 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 329 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved