Mortgage lending in Hanover County, Virginia
Lenders in Hanover County, Virginia reported 4,742 mortgage applications for 2025, according to the CFPB.
4,742 mortgage applications and 3,121 loans originated in 2025; the denial rate was 16.0% of 3,895 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 4,742
- Applications
- 3,121
- Loans originated
- 16.0%
- Denial rate
- 625 denied of 3,895 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 4,742 | 3,121 |
| 2024 | 4,480 | 2,848 |
| 2023 | 3,967 | 2,459 |
| 2022 | 5,925 | 3,692 |
| 2021 | 11,214 | 7,808 |
| 2020 | 11,099 | 7,768 |
| 2019 | 6,605 | 4,461 |
| 2018 | 5,132 | 3,274 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 259 | 333 |
| Virginia Federal Credit Union | 228 | 306 |
| Truist Bank | 145 | 255 |
| Capital Center LLC | 136 | 197 |
| United Wholesale Mortgage | 134 | 177 |
| Atlantic Union Bank | 121 | 164 |
| C&F Mortgage Corporation | 99 | 115 |
| United Bank VA | 80 | 101 |
| Pennymac Loan Services LLC | 77 | 133 |
| Navy Federal Credit Union | 74 | 132 |
| TowneBank | 72 | 85 |
| Towne First Mortgage, LLC | 69 | 87 |
| Movement Mortgage, LLC | 59 | 73 |
| First Heritage Mortgage, LLC | 54 | 65 |
| Prosperity Home Mortgage, LLC | 51 | 58 |
| Call Federal | 50 | 52 |
| Freedom Mortgage Corporation | 47 | 100 |
| Citizens and Farmers Bank | 46 | 62 |
| Bank of America NA | 46 | 108 |
| NFM, Inc | 41 | 49 |
| Atlantic Bay Mortgage Group | 35 | 43 |
| Nationstar Mortgage | 34 | 48 |
| Crosscountry Mortgage, LLC | 33 | 51 |
| CMG Mortgage Inc | 32 | 40 |
| Integrity Home Mortgage Corporation | 31 | 37 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 11 | no rate: base under 50 |
| Asian | 202 | 17.4% of 155 decided |
| Black or African American | 283 | 26.7% of 225 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,374 | 14.6% of 2,835 decided |
| 2 or more minority races | under 10 | |
| Joint | 109 | 8.6% of 93 decided |
| Race Not Available | 755 | 19.1% of 571 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 124 | 20.2% of 89 decided |
| Not Hispanic or Latino | 3,726 | 15.3% of 3,127 decided |
| Joint | withheld | |
| Ethnicity Not Available | 782 | 19.8% of 592 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,419 | 20.4% of 1,147 decided |
| Female | 909 | 20.0% of 770 decided |
| Joint | 1,987 | 10.9% of 1,656 decided |
| Sex Not Available | 427 | 17.4% of 322 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 387 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved