Mortgage lending in Greene County, Virginia
Lenders in Greene County, Virginia reported 952 mortgage applications for 2025, according to the CFPB.
952 mortgage applications and 578 loans originated in 2025; the denial rate was 19.6% of 761 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Charlottesville, VA MSA.
- 952
- Applications
- 578
- Loans originated
- 19.6%
- Denial rate
- 149 denied of 761 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 952 | 578 |
| 2024 | 861 | 464 |
| 2023 | 718 | 418 |
| 2022 | 1,007 | 611 |
| 2021 | 1,724 | 1,071 |
| 2020 | 1,664 | 1,048 |
| 2019 | 1,071 | 648 |
| 2018 | 933 | 544 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| NVR Mortgage Finance, Inc. | 63 | 74 |
| Rocket Mortgage | 57 | 65 |
| Uva Community Credit Union | 46 | 83 |
| United Wholesale Mortgage | 21 | 31 |
| Fulton Bank, National Association | 21 | 30 |
| Atlantic Coast Mortgage, LLC | 14 | 15 |
| First Heritage Mortgage, LLC | 14 | 18 |
| CMG Mortgage Inc | 14 | 16 |
| Navy Federal Credit Union | 13 | 20 |
| Truist Bank | 13 | 25 |
| Ixonia Bank | 11 | 13 |
| K. Hovnanian American Mortgage | 10 | 16 |
| Prosperity Home Mortgage, LLC | 10 | 16 |
| Guild Mortgage Company | 10 | 12 |
| Pennymac Loan Services LLC | 10 | 19 |
| Newrez LLC | 8 | 18 |
| loanDepot.com LLC | 7 | 12 |
| Mortgage Research Center | 7 | 21 |
| NFM, Inc | 7 | 9 |
| Atlantic Bay Mortgage Group | 7 | 8 |
| Gray Fox Mortgage, LLC | 6 | 7 |
| Atlantic Union Bank | 6 | 8 |
| Bank of America NA | 6 | 21 |
| Movement Mortgage, LLC | 5 | 6 |
| Freedom Mortgage Corporation | 5 | 16 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 57 | no rate: base under 50 |
| Black or African American | 52 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 640 | 18.8% of 515 decided |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 174 | 20.7% of 135 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 718 | 18.3% of 586 decided |
| Joint | withheld | |
| Ethnicity Not Available | 166 | 21.6% of 125 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 272 | 18.8% of 218 decided |
| Female | 212 | 22.6% of 164 decided |
| Joint | 370 | 17.6% of 307 decided |
| Sex Not Available | 98 | 23.6% of 72 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 328 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved