Mortgage lending in Grayson County, Virginia

Lenders in Grayson County, Virginia reported 450 mortgage applications for 2025, according to the CFPB.

450 mortgage applications and 278 loans originated in 2025; the denial rate was 20.2% of 357 applications decided. The median loan was about $135,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Grayson County, VA.

450
Applications: 278
Loans originated: 20.2%
Denial rate: 72 denied of 357 applications decided.

Every year

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Mortgage applications and loans originated in Grayson County, Virginia, by year
Year	Applications	Originated	Denied
2025	450	278	72
2024	373	200	92
2023	390	234	80
2022	486	285	89
2021	618	372	114
2020	531	328	88
2019	436	253	94
2018	391	239	88

The largest lenders here

Lenders in Grayson County, Virginia by loans originated, 2025
Lender	Originated	Applications
Skyline National Bank	59	75
Rocket Mortgage	34	41
Atlantic Bay Mortgage Group	19	20
Truist Bank	18	22
Mortgage Research Center	12	15
EMM Loans LLC	12	12
Movement Mortgage, LLC	11	11
State Employees' Credit Union	8	13
Navy Federal Credit Union	6	9
Click n' Close, Inc.	4	5
Union Home Mortgage Corp.	4	4
ALCOVA Mortgage, LLC	4	5
Truliant Federal Credit Union	4	17
First Ciitizens Bank and Trust	4	6
Renasant Bank	3	5
Virginia Federal Credit Union	3	7
Nationstar Mortgage	3	5
National Bank of Blacksburg	3	3
Carter Bank and Trust	3	5
Pennymac Loan Services LLC	3	6
NBKC Bank	2	2
Figure Lending LLC	2	3
The Bank of Marion	2	6
Vanderbilt Mortgage and Finance, Inc	2	31
Primelending	2	2

Applications by race, ethnicity and sex, 2025

By race, Grayson County, Virginia: applications and denial rate
Category	Applications	Denial rate
Asian	under 10
Black or African American	under 10
White	397	18.8% of 319 decided
Joint	under 10
Race Not Available	44	no rate: base under 50

By ethnicity, Grayson County, Virginia: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	384	19.2% of 313 decided
Joint	under 10
Ethnicity Not Available	58	no rate: base under 50

By sex, Grayson County, Virginia: applications and denial rate
Category	Applications	Denial rate
Male	135	22.8% of 114 decided
Female	124	21.0% of 100 decided
Joint	161	15.7% of 121 decided
Sex Not Available	30	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 2270 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026