Mortgage lending in Goochland County, Virginia
Lenders in Goochland County, Virginia reported 1,362 mortgage applications for 2025, according to the CFPB.
1,362 mortgage applications and 855 loans originated in 2025; the denial rate was 16.7% of 1,074 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Richmond, VA HUD Metro FMR Area.
- 1,362
- Applications
- 855
- Loans originated
- 16.7%
- Denial rate
- 179 denied of 1,074 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,362 | 855 |
| 2024 | 1,214 | 739 |
| 2023 | 1,065 | 642 |
| 2022 | 1,470 | 930 |
| 2021 | 2,468 | 1,679 |
| 2020 | 2,467 | 1,692 |
| 2019 | 1,430 | 947 |
| 2018 | 1,236 | 737 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 69 | 85 |
| Virginia Federal Credit Union | 63 | 83 |
| Truist Bank | 61 | 104 |
| United Wholesale Mortgage | 30 | 40 |
| Capital Center LLC | 28 | 44 |
| TowneBank | 28 | 36 |
| C&F Mortgage Corporation | 24 | 31 |
| Atlantic Union Bank | 21 | 28 |
| loanDepot.com LLC | 20 | 26 |
| United Bank VA | 20 | 30 |
| CMG Mortgage Inc | 19 | 24 |
| Bank of America NA | 19 | 34 |
| Pennymac Loan Services LLC | 19 | 29 |
| Navy Federal Credit Union | 17 | 35 |
| Movement Mortgage, LLC | 15 | 19 |
| Fulton Bank, National Association | 15 | 21 |
| Citizens and Farmers Bank | 14 | 20 |
| Atlantic Bay Mortgage Group | 14 | 18 |
| US Bank, N.A. | 14 | 21 |
| Crosscountry Mortgage, LLC | 13 | 17 |
| First Heritage Mortgage, LLC | 11 | 17 |
| Newrez LLC | 9 | 26 |
| Towne First Mortgage, LLC | 9 | 17 |
| Prosperity Home Mortgage, LLC | 8 | 10 |
| NFM, Inc | 8 | 14 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 40 | no rate: base under 50 |
| Black or African American | 79 | 34.4% of 64 decided |
| White | 991 | 13.8% of 790 decided |
| 2 or more minority races | under 10 | |
| Joint | 34 | no rate: base under 50 |
| Race Not Available | 211 | 21.9% of 160 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 1,070 | 15.7% of 848 decided |
| Joint | 23 | no rate: base under 50 |
| Ethnicity Not Available | 236 | 20.0% of 180 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 404 | 15.6% of 320 decided |
| Female | 229 | 20.2% of 178 decided |
| Joint | 600 | 14.9% of 476 decided |
| Sex Not Available | 129 | 22.0% of 100 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 243 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved