Mortgage lending in Floyd County, Virginia
Lenders in Floyd County, Virginia reported 529 mortgage applications for 2025, according to the CFPB.
529 mortgage applications and 328 loans originated in 2025; the denial rate was 21.9% of 439 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Floyd County, VA HUD Metro FMR Area.
- 529
- Applications
- 328
- Loans originated
- 21.9%
- Denial rate
- 96 denied of 439 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 529 | 328 |
| 2024 | 426 | 261 |
| 2023 | 426 | 238 |
| 2022 | 615 | 389 |
| 2021 | 815 | 504 |
| 2020 | 764 | 484 |
| 2019 | 558 | 365 |
| 2018 | 491 | 287 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Skyline National Bank | 40 | 43 |
| ALCOVA Mortgage, LLC | 37 | 46 |
| Atlantic Union Bank | 24 | 34 |
| Rocket Mortgage | 19 | 29 |
| Freedom First Federal Credit Union | 14 | 19 |
| Virginia Federal Credit Union | 11 | 16 |
| Atlantic Bay Mortgage Group | 11 | 14 |
| First Bank and Trust Company | 11 | 16 |
| Vanderbilt Mortgage and Finance, Inc | 10 | 53 |
| Truist Bank | 10 | 11 |
| Figure Lending LLC | 7 | 7 |
| Truliant Federal Credit Union | 7 | 13 |
| Pennymac Loan Services LLC | 7 | 10 |
| Movement Mortgage, LLC | 6 | 10 |
| Farm Credit of the Virginias, ACA | 5 | 8 |
| Newrez LLC | 5 | 11 |
| Freedom Mortgage Corporation | 5 | 8 |
| Mortgage Research Center | 4 | 10 |
| First Heritage Mortgage, LLC | 4 | 4 |
| Towne Mortgage Company | 4 | 5 |
| Carter Bank and Trust | 4 | 5 |
| Wells Fargo Bank NA | 4 | 8 |
| Renasant Bank | 3 | 4 |
| Prosperity Home Mortgage, LLC | 3 | 3 |
| Waterstone Mortgage Corporation | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 458 | 20.9% of 382 decided |
| Joint | under 10 | |
| Race Not Available | 47 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 444 | 21.0% of 372 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 71 | 22.4% of 58 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 186 | 23.6% of 148 decided |
| Female | 107 | 32.5% of 83 decided |
| Joint | 204 | 16.7% of 180 decided |
| Sex Not Available | 32 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1342 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved