Mortgage lending in Fauquier County, Virginia
Lenders in Fauquier County, Virginia reported 3,342 mortgage applications for 2025, according to the CFPB.
3,342 mortgage applications and 2,009 loans originated in 2025; the denial rate was 20.1% of 2,670 applications decided. The median loan was about $385,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area.
- 3,342
- Applications
- 2,009
- Loans originated
- 20.1%
- Denial rate
- 536 denied of 2,670 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,342 | 2,009 |
| 2024 | 2,951 | 1,803 |
| 2023 | 2,482 | 1,479 |
| 2022 | 3,823 | 2,285 |
| 2021 | 7,980 | 5,320 |
| 2020 | 8,333 | 5,671 |
| 2019 | 4,718 | 3,010 |
| 2018 | 3,721 | 2,325 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 169 | 223 |
| Navy Federal Credit Union | 123 | 221 |
| Truist Bank | 81 | 151 |
| CMG Mortgage Inc | 79 | 100 |
| United Wholesale Mortgage | 75 | 112 |
| Intercoastal Mortgage, LLC | 69 | 76 |
| Atlantic Coast Mortgage, LLC | 68 | 84 |
| Apple Federal Credit Union | 46 | 74 |
| Homeamerican Mortgage Corporation | 42 | 47 |
| Pennymac Loan Services LLC | 41 | 91 |
| Northwest Federal Credit Union | 40 | 55 |
| Movement Mortgage, LLC | 39 | 49 |
| PNC Bank N.A. | 39 | 71 |
| Pentagon Federal Credit Union | 29 | 49 |
| First Heritage Mortgage, LLC | 28 | 38 |
| Atlantic Union Bank | 28 | 52 |
| Crosscountry Mortgage, LLC | 27 | 41 |
| Guild Mortgage Company | 26 | 38 |
| Freedom Mortgage Corporation | 26 | 71 |
| Fairway Independent Mort Corp | 26 | 34 |
| DHI Mortgage Company, LTD. | 24 | 27 |
| Nationstar Mortgage | 23 | 35 |
| Guaranteed Rate, Inc. | 23 | 41 |
| Prosperity Home Mortgage, LLC | 22 | 31 |
| NFM, Inc | 22 | 27 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 24 | no rate: base under 50 |
| Asian | 129 | 13.5% of 96 decided |
| Black or African American | 177 | 31.3% of 134 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,279 | 19.1% of 1,869 decided |
| 2 or more minority races | under 10 | |
| Joint | 108 | 28.4% of 88 decided |
| Race Not Available | 622 | 20.2% of 461 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 269 | 28.2% of 220 decided |
| Not Hispanic or Latino | 2,396 | 19.3% of 1,932 decided |
| Joint | 92 | 9.9% of 81 decided |
| Ethnicity Not Available | 585 | 21.3% of 437 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,160 | 22.6% of 911 decided |
| Female | 593 | 23.4% of 483 decided |
| Joint | 1,276 | 16.0% of 1,045 decided |
| Sex Not Available | 313 | 21.6% of 231 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 104 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved