Mortgage lending in Windham County, Vermont
Lenders in Windham County, Vermont reported 1,404 mortgage applications for 2025, according to the CFPB.
1,404 mortgage applications and 864 loans originated in 2025; the denial rate was 21.1% of 1,134 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Windham County, VT.
- 1,404
- Applications
- 864
- Loans originated
- 21.1%
- Denial rate
- 239 denied of 1,134 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,404 | 864 |
| 2024 | 1,303 | 810 |
| 2023 | 1,092 | 629 |
| 2022 | 1,674 | 1,038 |
| 2021 | 2,541 | 1,597 |
| 2020 | 2,212 | 1,345 |
| 2019 | 1,459 | 849 |
| 2018 | 1,367 | 803 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| 802 Credit Union | 178 | 186 |
| Rocket Mortgage | 64 | 94 |
| EastRise Federal Credit Union | 54 | 82 |
| M&T Bank | 44 | 92 |
| Advisors Mortgage Group, LLC | 40 | 58 |
| EMM Loans LLC | 32 | 44 |
| CMG Mortgage Inc | 29 | 45 |
| Citizens Bank, NA | 25 | 60 |
| TD Bank | 23 | 44 |
| Mascoma Bank | 19 | 29 |
| Pennymac Loan Services LLC | 16 | 24 |
| Community Bank, N.A. | 15 | 26 |
| Guaranteed Rate, Inc. | 14 | 23 |
| Bank of America NA | 13 | 20 |
| Vermont Federal Credit Union | 12 | 17 |
| JPMorgan Chase Bank, NA | 12 | 20 |
| Passumpsic Bank | 11 | 14 |
| Homestead Funding Corp. | 11 | 13 |
| Crosscountry Mortgage, LLC | 11 | 17 |
| Morgan Stanley Private Bank NA | 10 | 10 |
| Mortgage Research Center | 9 | 22 |
| Plains Commerce Bank | 9 | 13 |
| US Bank, N.A. | 8 | 15 |
| loanDepot.com LLC | 7 | 8 |
| United Wholesale Mortgage | 7 | 15 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 23 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 1,041 | 21.9% of 862 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 308 | 17.2% of 233 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 1,024 | 21.8% of 840 decided |
| Joint | 29 | no rate: base under 50 |
| Ethnicity Not Available | 325 | 17.5% of 251 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 436 | 26.2% of 343 decided |
| Female | 262 | 28.8% of 222 decided |
| Joint | 493 | 15.1% of 403 decided |
| Sex Not Available | 213 | 14.5% of 166 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 834 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved