Mortgage lending in Rutland County, Vermont
Lenders in Rutland County, Vermont reported 1,702 mortgage applications for 2025, according to the CFPB.
1,702 mortgage applications and 983 loans originated in 2025; the denial rate was 23.8% of 1,367 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rutland County, VT.
- 1,702
- Applications
- 983
- Loans originated
- 23.8%
- Denial rate
- 326 denied of 1,367 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,702 | 983 |
| 2024 | 1,495 | 897 |
| 2023 | 1,339 | 785 |
| 2022 | 1,797 | 1,093 |
| 2021 | 2,686 | 1,671 |
| 2020 | 2,292 | 1,350 |
| 2019 | 1,730 | 1,032 |
| 2018 | 1,588 | 935 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| EastRise Federal Credit Union | 126 | 182 |
| Rocket Mortgage | 120 | 177 |
| Community Bank, N.A. | 84 | 114 |
| EMM Loans LLC | 63 | 74 |
| Citizens Bank, NA | 47 | 111 |
| M&T Bank | 45 | 66 |
| Primelending | 44 | 52 |
| Guild Mortgage Company | 41 | 54 |
| Mascoma Bank | 31 | 46 |
| Vermont Federal Credit Union | 30 | 38 |
| TD Bank | 22 | 46 |
| Mortgage Research Center | 20 | 39 |
| Passumpsic Bank | 16 | 20 |
| CMG Mortgage Inc | 15 | 18 |
| Bar Harbor Bank & Trust | 14 | 29 |
| 21ST Mortgage | 14 | 34 |
| National Bank of Middlebury | 12 | 18 |
| United Wholesale Mortgage | 12 | 14 |
| Freedom Mortgage Corporation | 11 | 17 |
| Nationstar Mortgage | 10 | 13 |
| Amerisave Mortgage Company | 9 | 45 |
| New American Funding, LLC. | 8 | 28 |
| Newrez LLC | 8 | 31 |
| Bank of America NA | 7 | 20 |
| Figure Lending LLC | 6 | 28 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 22 | no rate: base under 50 |
| Black or African American | withheld | |
| White | 1,305 | 24.2% of 1,051 decided |
| Joint | 33 | no rate: base under 50 |
| Race Not Available | 325 | 20.2% of 262 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 37 | no rate: base under 50 |
| Not Hispanic or Latino | 1,288 | 24.4% of 1,034 decided |
| Joint | withheld | |
| Ethnicity Not Available | 344 | 19.8% of 278 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 589 | 28.6% of 458 decided |
| Female | 314 | 30.0% of 257 decided |
| Joint | 556 | 18.2% of 455 decided |
| Sex Not Available | 243 | 17.8% of 197 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1086 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved