Mortgage lending in Lamoille County, Vermont
Lenders in Lamoille County, Vermont reported 1,025 mortgage applications for 2025, according to the CFPB.
1,025 mortgage applications and 666 loans originated in 2025; the denial rate was 17.9% of 838 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lamoille County, VT.
- 1,025
- Applications
- 666
- Loans originated
- 17.9%
- Denial rate
- 150 denied of 838 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,025 | 666 |
| 2024 | 1,006 | 611 |
| 2023 | 895 | 543 |
| 2022 | 1,292 | 836 |
| 2021 | 1,838 | 1,214 |
| 2020 | 1,794 | 1,172 |
| 2019 | 1,193 | 789 |
| 2018 | 1,215 | 771 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| EastRise Federal Credit Union | 105 | 154 |
| NorthCountry Federal Credit Union | 72 | 106 |
| Union Bank | 70 | 84 |
| Vermont Federal Credit Union | 36 | 42 |
| Guild Mortgage Company | 26 | 39 |
| Rocket Mortgage | 24 | 37 |
| TD Bank | 21 | 36 |
| Community Bank, N.A. | 19 | 24 |
| Mascoma Bank | 18 | 23 |
| EMM Loans LLC | 17 | 24 |
| Community National Bank | 17 | 19 |
| Passumpsic Bank | 16 | 19 |
| Citizens Bank, NA | 15 | 36 |
| M&T Bank | 13 | 28 |
| CMG Mortgage Inc | 10 | 16 |
| Northfield Savings Bank | 9 | 12 |
| Bank of America NA | 8 | 13 |
| United Wholesale Mortgage | 7 | 11 |
| Peoples Trust Company of ST. Albans | 6 | 11 |
| loanDepot.com LLC | 6 | 10 |
| Morgan Stanley Private Bank NA | 6 | 6 |
| Mortgage Research Center | 5 | 9 |
| Fairway Independent Mort Corp | 5 | 5 |
| The Camden National Bank | 5 | 6 |
| Crosscountry Mortgage, LLC | 5 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 819 | 17.9% of 671 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 180 | 17.8% of 146 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 10 | no rate: base under 50 |
| Not Hispanic or Latino | 815 | 18.2% of 666 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 188 | 16.7% of 156 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 288 | 18.5% of 222 decided |
| Female | 197 | 21.6% of 162 decided |
| Joint | 411 | 15.8% of 342 decided |
| Sex Not Available | 129 | 17.9% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 583 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved