Mortgage lending in Bennington County, Vermont
Lenders in Bennington County, Vermont reported 874 mortgage applications for 2025, according to the CFPB.
874 mortgage applications and 519 loans originated in 2025; the denial rate was 23.9% of 711 applications decided. The median loan was about $215,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bennington County, VT.
- 874
- Applications
- 519
- Loans originated
- 23.9%
- Denial rate
- 170 denied of 711 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 874 | 519 |
| 2024 | 813 | 447 |
| 2023 | 746 | 429 |
| 2022 | 1,115 | 687 |
| 2021 | 1,652 | 1,010 |
| 2020 | 1,400 | 848 |
| 2019 | 1,048 | 595 |
| 2018 | 1,035 | 585 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 49 | 71 |
| EastRise Federal Credit Union | 35 | 55 |
| M&T Bank | 30 | 48 |
| Citizens Bank, NA | 29 | 55 |
| EMM Loans LLC | 26 | 29 |
| Greylock Federal Credit Union | 21 | 32 |
| Community Bank, N.A. | 19 | 30 |
| Advisors Mortgage Group, LLC | 15 | 20 |
| TD Bank | 14 | 24 |
| Fairway Independent Mort Corp | 13 | 20 |
| Mortgage Research Center | 12 | 25 |
| Berkshire Bank | 12 | 20 |
| Bank of America NA | 12 | 21 |
| New American Funding, LLC. | 11 | 25 |
| loanDepot.com LLC | 10 | 12 |
| Navy Federal Credit Union | 9 | 14 |
| Trustco Bank | 8 | 13 |
| Freedom Mortgage Corporation | 8 | 18 |
| Beacon Bank & Trust | 8 | 13 |
| US Bank, N.A. | 8 | 13 |
| Guild Mortgage Company | 7 | 8 |
| Newrez LLC | 7 | 14 |
| Adams Community Bank | 7 | 9 |
| Vermont Federal Credit Union | 6 | 7 |
| 802 Credit Union | 6 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 10 | no rate: base under 50 |
| White | 697 | 23.4% of 577 decided |
| Joint | under 10 | |
| Race Not Available | 145 | 26.1% of 111 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 16 | no rate: base under 50 |
| Not Hispanic or Latino | 685 | 23.9% of 564 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 161 | 23.0% of 126 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 264 | 23.8% of 218 decided |
| Female | 192 | 28.7% of 164 decided |
| Joint | 308 | 21.9% of 242 decided |
| Sex Not Available | 110 | 20.7% of 87 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 950 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved