First Citizens National Bank
First Citizens National Bank reported 941 mortgage applications for 2025, according to the CFPB.
941 mortgage applications and 637 loans originated in 2025; the denial rate was 18.8% of 832 applications decided. Its RSSD in the 2023 reporter panel is 133850. From 2025, the CFPB’s Snapshot release.
- 941
- Applications
- 637
- Loans originated
- 18.8%
- Denial rate
- 156 denied of 832 applications decided.
Every year it reported
2 more columns on a wider screen
| Year | Name that year | Applications |
|---|---|---|
| 2025 | First Citizens National Bank | 941 |
| 2024 | First Citizens National Bank | 1,047 |
| 2023 | First Citizens National Bank | 960 |
| 2022 | First Citizens National Bank | 985 |
| 2021 | First Citizens National Bank | 1,566 |
| 2020 | First Citizens National Bank | 1,693 |
| 2019 | First Citizens National Bank | 1,225 |
| 2018 | First Citizens National Bank | 1,157 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| Asian | 23 | no rate: base under 50 |
| Black or African American | 44 | no rate: base under 50 |
| White | 766 | 19.2% of 694 decided |
| Joint | 13 | no rate: base under 50 |
| Race Not Available | 95 | 10.6% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 804 | 19.0% of 730 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 95 | 10.6% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 271 | 22.4% of 245 decided |
| Female | 165 | 25.2% of 147 decided |
| Joint | 417 | 15.8% of 379 decided |
| Sex Not Available | 88 | 6.6% of 61 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved