Mortgage lending in Spink County, South Dakota
Lenders in Spink County, South Dakota reported 72 mortgage applications for 2025, according to the CFPB.
72 mortgage applications and 34 loans originated in 2025; the denial rate was 37.0% of 54 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Spink County, SD.
- 72
- Applications
- 34
- Loans originated
- 37.0%
- Denial rate
- 20 denied of 54 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 72 | 34 |
| 2024 | 62 | 38 |
| 2023 | 84 | 46 |
| 2022 | 108 | 55 |
| 2021 | 159 | 115 |
| 2020 | 172 | 99 |
| 2019 | 93 | 53 |
| 2018 | 87 | 48 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Farm Credit Mid-America, Aca | 4 | 7 |
| Rocket Mortgage | 4 | 6 |
| Dacotah Bank | 4 | 4 |
| American Bank & Trust | 3 | 8 |
| Cortrust Mortgage, Inc. | 2 | 2 |
| Plains Commerce Bank | 2 | 6 |
| First Interstate Bank | 2 | 3 |
| Cardinal Financial Company, Li | 2 | 2 |
| First National Bank | 1 | 1 |
| First International Bank & Trust | 1 | 2 |
| Navy Federal Credit Union | 1 | 1 |
| Bankwest, Inc. | 1 | 2 |
| Mortgage Research Center | 1 | 3 |
| Newrez LLC | 1 | 2 |
| Pentagon Federal Credit Union | 1 | 1 |
| First Bank & Trust | 1 | 1 |
| Central Bank | 1 | 1 |
| Amerisave Mortgage Company | 1 | 1 |
| First Premier Bank | 1 | 4 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| BMO Harris Bank NA | 0 | 4 |
| Servion | 0 | 1 |
| New American Funding, LLC. | 0 | 1 |
| United Wholesale Mortgage | 0 | 1 |
| Nationstar Mortgage | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| White | 57 | no rate: base under 50 |
| Race Not Available | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 55 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 34 | no rate: base under 50 |
| Female | withheld | |
| Joint | 18 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved