Mortgage lending in Roberts County, South Dakota
Lenders in Roberts County, South Dakota reported 140 mortgage applications for 2025, according to the CFPB.
140 mortgage applications and 84 loans originated in 2025; the denial rate was 19.8% of 106 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Roberts County, SD.
- 140
- Applications
- 84
- Loans originated
- 19.8%
- Denial rate
- 21 denied of 106 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 140 | 84 |
| 2024 | 122 | 70 |
| 2023 | 129 | 86 |
| 2022 | 153 | 97 |
| 2021 | 245 | 178 |
| 2020 | 202 | 134 |
| 2019 | 146 | 94 |
| 2018 | 130 | 84 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First Bank & Trust | 15 | 21 |
| Dacotah Bank | 8 | 15 |
| Minnwest Bank | 8 | 11 |
| First Interstate Bank | 7 | 12 |
| Rocket Mortgage | 6 | 6 |
| First Community Credit Union | 3 | 3 |
| Town and Country Credit Union | 3 | 3 |
| First Premier Bank | 3 | 4 |
| Farm Credit Mid-America, Aca | 2 | 2 |
| Plains Commerce Bank | 2 | 5 |
| Fairway Independent Mort Corp | 2 | 2 |
| Guaranteed Rate, Inc. | 2 | 4 |
| US Bank, N.A. | 2 | 3 |
| Cortrust Mortgage, Inc. | 1 | 1 |
| NBKC Bank | 1 | 1 |
| Planet Home Lending, LLC | 1 | 1 |
| First International Bank & Trust | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
| loanDepot.com LLC | 1 | 2 |
| The Federal Savings Bank | 1 | 1 |
| Triad Financial Services, Inc. | 1 | 1 |
| New American Funding, LLC. | 1 | 2 |
| Newrez LLC | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Reliabank Dakota | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 119 | 19.4% of 93 decided |
| Joint | under 10 | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 127 | 20.0% of 95 decided |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 50 | no rate: base under 50 |
| Female | withheld | |
| Joint | 59 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1852 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved