Mortgage lending in Hutchinson County, South Dakota

Lenders in Hutchinson County, South Dakota reported 175 mortgage applications for 2025, according to the CFPB.

175 mortgage applications and 111 loans originated in 2025; the denial rate was 20.1% of 139 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Hutchinson County, SD.

175
Applications: 111
Loans originated: 20.1%
Denial rate: 28 denied of 139 applications decided.

Every year

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Mortgage applications and loans originated in Hutchinson County, South Dakota, by year
Year	Applications	Originated	Denied
2025	175	111	28
2024	144	96	28
2023	142	96	26
2022	165	103	28
2021	202	143	24
2020	219	146	28
2019	140	89	26
2018	100	63	25

The largest lenders here

Lenders in Hutchinson County, South Dakota by loans originated, 2025
Lender	Originated	Applications
Plains Commerce Bank	17	32
Bankwest, Inc.	11	12
First Dakota National Bak	10	12
Reliabank Dakota	9	12
Cortrust Bank	5	5
Rocket Mortgage	5	6
First Interstate Bank	5	8
Security Savings Bank	4	4
Rivers Edge Bank	3	3
United Wholesale Mortgage	3	3
First International Bank & Trust	2	2
loanDepot.com LLC	2	3
Movement Mortgage, LLC	2	2
Fairway Independent Mort Corp	2	3
Lakeview Loan Servicing, LLC	2	2
Pinnacle Bank	2	2
Pennymac Loan Services LLC	2	2
Cortrust Mortgage, Inc.	1	3
Figure Lending LLC	1	1
Churchill Mortgage Corporation	1	1
Mortgage Research Center	1	3
New American Funding, LLC.	1	2
Iowa Bankers Mortgage Corporation	1	2
Granite Bank	1	1
First Bank & Trust	1	3

Applications by race, ethnicity and sex, 2025

By race, Hutchinson County, South Dakota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	153	20.0% of 120 decided
Joint	under 10
Race Not Available	19	no rate: base under 50

By ethnicity, Hutchinson County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	146	19.8% of 116 decided
Joint	under 10
Ethnicity Not Available	23	no rate: base under 50

By sex, Hutchinson County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Male	55	no rate: base under 50
Female	34	no rate: base under 50
Joint	71	11.1% of 54 decided
Sex Not Available	15	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1647 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026