Mortgage lending in Grant County, South Dakota

Lenders in Grant County, South Dakota reported 207 mortgage applications for 2025, according to the CFPB.

207 mortgage applications and 137 loans originated in 2025; the denial rate was 16.7% of 168 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Grant County, SD.

207
Applications: 137
Loans originated: 16.7%
Denial rate: 28 denied of 168 applications decided.

Every year

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Mortgage applications and loans originated in Grant County, South Dakota, by year
Year	Applications	Originated	Denied
2025	207	137	28
2024	162	103	22
2023	178	132	16
2022	202	138	24
2021	342	268	23
2020	369	253	47
2019	202	148	25
2018	190	135	37

The largest lenders here

Lenders in Grant County, South Dakota by loans originated, 2025
Lender	Originated	Applications
First Bank & Trust	74	96
First Interstate Bank	11	18
Minnwest Bank	6	9
Planet Home Lending, LLC	5	6
Fairway Independent Mort Corp	4	4
Frandsen Bank & Trust	4	4
Rocket Mortgage	3	6
Guaranteed Rate, Inc.	3	7
Mortgage Research Center	2	5
Levo Federal Credit Union	2	2
Dacotah Bank	2	3
First Premier Bank	2	7
US Bank, N.A.	2	3
Bank of America NA	2	2
AgCountry Farm Credit Services, FLCA	1	1
Zillow Home Loans, LLC	1	1
Sofi Bank, National Association	1	1
First Western Bank & Trust	1	2
American Financing Corporation	1	1
United Wholesale Mortgage	1	1
Granite Bank	1	1
Reliabank Dakota	1	1
Plains Commerce Bank	1	3
Nationstar Mortgage	1	1
Black Hills Federal Credit Union	1	1

Applications by race, ethnicity and sex, 2025

By race, Grant County, South Dakota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
White	184	17.0% of 147 decided
Joint	under 10
Race Not Available	18	no rate: base under 50

By ethnicity, Grant County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	176	17.5% of 143 decided
Joint	under 10
Ethnicity Not Available	23	no rate: base under 50

By sex, Grant County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Male	61	no rate: base under 50
Female	21	no rate: base under 50
Joint	114	16.8% of 95 decided
Sex Not Available	11	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1851 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026