Mortgage lending in Davison County, South Dakota

Lenders in Davison County, South Dakota reported 492 mortgage applications for 2025, according to the CFPB.

492 mortgage applications and 346 loans originated in 2025; the denial rate was 13.3% of 413 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Davison County, SD.

492
Applications: 346
Loans originated: 13.3%
Denial rate: 55 denied of 413 applications decided.

Every year

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Mortgage applications and loans originated in Davison County, South Dakota, by year
Year	Applications	Originated	Denied
2025	492	346	55
2024	511	358	52
2023	426	299	60
2022	603	443	61
2021	845	614	74
2020	1,047	786	103
2019	640	445	97
2018	545	364	78

The largest lenders here

Lenders in Davison County, South Dakota by loans originated, 2025
Lender	Originated	Applications
Plains Commerce Bank	54	76
First Dakota National Bak	54	60
Cortrust Mortgage, Inc.	33	44
Bankwest, Inc.	32	36
Cortrust Bank	31	35
US Bank, N.A.	19	27
Rocket Mortgage	14	20
United Wholesale Mortgage	12	18
First National Bank of Omaha	10	13
First Premier Bank	7	13
First Bank & Trust	5	8
Coastal Community Bank	4	8
Mortgage Research Center	4	6
Nationstar Mortgage	4	5
First International Bank & Trust	3	3
Newrez LLC	3	5
Mortgage Solutions of Colorado	3	5
American Bank & Trust	3	4
Crosscountry Mortgage, LLC	3	4
Amerisave Mortgage Company	3	9
First National Bank	2	3
American Financial Resources LLC	2	3
Triad Financial Services, Inc.	2	2
New American Funding, LLC.	2	5
Nexbank	2	2

Applications by race, ethnicity and sex, 2025

By race, Davison County, South Dakota: applications and denial rate
Category	Applications	Denial rate
American Indian or Alaska Native	under 10
Asian	under 10
White	416	13.3% of 347 decided
Joint	under 10
Race Not Available	64	14.3% of 56 decided

By ethnicity, Davison County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	withheld
Not Hispanic or Latino	406	12.5% of 336 decided
Joint	under 10
Ethnicity Not Available	70	18.8% of 64 decided

By sex, Davison County, South Dakota: applications and denial rate
Category	Applications	Denial rate
Male	145	18.1% of 116 decided
Female	85	11.8% of 76 decided
Joint	209	10.3% of 175 decided
Sex Not Available	53	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Rankings this appears in

No. 1307 Counties by median mortgage

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026