Mortgage lending in Custer County, South Dakota
Lenders in Custer County, South Dakota reported 358 mortgage applications for 2025, according to the CFPB.
358 mortgage applications and 225 loans originated in 2025; the denial rate was 20.5% of 297 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Custer County, SD HUD Metro FMR Area.
- 358
- Applications
- 225
- Loans originated
- 20.5%
- Denial rate
- 61 denied of 297 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 358 | 225 |
| 2024 | 334 | 205 |
| 2023 | 322 | 203 |
| 2022 | 361 | 229 |
| 2021 | 694 | 436 |
| 2020 | 651 | 450 |
| 2019 | 409 | 261 |
| 2018 | 401 | 258 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Black Hills Federal Credit Union | 46 | 74 |
| Rocket Mortgage | 17 | 26 |
| CMG Mortgage Inc | 17 | 21 |
| Dacotah Bank | 17 | 17 |
| First Interstate Bank | 9 | 13 |
| Bankwest, Inc. | 8 | 14 |
| Highmark Federal Credit Union | 8 | 8 |
| Mortgage Research Center | 6 | 10 |
| United Wholesale Mortgage | 6 | 6 |
| Pennymac Loan Services LLC | 5 | 8 |
| Gateway First Bank | 4 | 8 |
| American Neighborhood Mortgage Acceptance Company | 4 | 7 |
| Granite Bank | 4 | 7 |
| Plains Commerce Bank | 4 | 4 |
| Sentinel Federal Credit Union | 4 | 4 |
| Aspen Federal Credit Union | 4 | 7 |
| Cortrust Bank | 2 | 2 |
| Black Hills Community Bank, NA | 2 | 4 |
| First National Bank | 2 | 3 |
| Planet Home Lending, LLC | 2 | 2 |
| First International Bank & Trust | 2 | 2 |
| Navy Federal Credit Union | 2 | 2 |
| Farm Credit Mid-America, Aca | 2 | 3 |
| The Federal Savings Bank | 2 | 2 |
| Newrez LLC | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 276 | 20.9% of 230 decided |
| Joint | under 10 | |
| Race Not Available | 64 | 18.0% of 50 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 279 | 20.3% of 236 decided |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 101 | 23.8% of 80 decided |
| Female | 55 | no rate: base under 50 |
| Joint | 175 | 17.4% of 149 decided |
| Sex Not Available | 27 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 433 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved