Mortgage lending in Wells County, North Dakota
Lenders in Wells County, North Dakota reported 73 mortgage applications for 2025, according to the CFPB.
73 mortgage applications and 54 loans originated in 2025; the denial rate was 8.2% of 61 applications decided. The median loan was about $120,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wells County, ND.
- 73
- Applications
- 54
- Loans originated
- 8.2%
- Denial rate
- 5 denied of 61 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 73 | 54 |
| 2024 | 56 | 33 |
| 2023 | 48 | 32 |
| 2022 | 65 | 41 |
| 2021 | 107 | 71 |
| 2020 | 81 | 53 |
| 2019 | 52 | 28 |
| 2018 | 81 | 46 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First International Bank & Trust | 25 | 29 |
| Rocket Mortgage | 7 | 10 |
| Gate City Bank | 5 | 5 |
| Dakota Heritage Bank | 3 | 3 |
| First Community Credit Union | 2 | 3 |
| AgCountry Farm Credit Services, FLCA | 1 | 1 |
| Town and Country Credit Union | 1 | 1 |
| Starion Bank | 1 | 1 |
| First Western Bank & Trust | 1 | 1 |
| Farm Credit Mid-America, Aca | 1 | 2 |
| Mortgage Research Center | 1 | 2 |
| United Wholesale Mortgage | 1 | 1 |
| Blaze Credit Union | 1 | 1 |
| Sun West Mortgage Company, Inc | 1 | 1 |
| Ixonia Bank | 1 | 1 |
| Capital Credit Union | 1 | 1 |
| Unison Bank | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Coastal Community Bank | 0 | 1 |
| Bremer Bank NA | 0 | 1 |
| New American Funding, LLC. | 0 | 2 |
| Newrez LLC | 0 | 0 |
| West Gate Bank | 0 | 0 |
| Railway Credit Union | 0 | 1 |
| Cardinal Financial Company, Li | 0 | 0 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| White | withheld | |
| Race Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 61 | 5.8% of 52 decided |
| Ethnicity Not Available | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 30 | no rate: base under 50 |
| Female | withheld | |
| Joint | 28 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2491 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved