Mortgage lending in Stutsman County, North Dakota
Lenders in Stutsman County, North Dakota reported 572 mortgage applications for 2025, according to the CFPB.
572 mortgage applications and 386 loans originated in 2025; the denial rate was 18.4% of 489 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Stutsman County, ND.
- 572
- Applications
- 386
- Loans originated
- 18.4%
- Denial rate
- 90 denied of 489 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 572 | 386 |
| 2024 | 525 | 351 |
| 2023 | 503 | 360 |
| 2022 | 608 | 435 |
| 2021 | 1,024 | 767 |
| 2020 | 1,116 | 821 |
| 2019 | 677 | 492 |
| 2018 | 602 | 457 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gate City Bank | 81 | 110 |
| First Community Credit Union | 73 | 101 |
| Unison Bank | 67 | 78 |
| Fairway Independent Mort Corp | 32 | 46 |
| Nextmortgage, LLC | 13 | 19 |
| Rocket Mortgage | 11 | 21 |
| US Bank, N.A. | 11 | 29 |
| Dakota Heritage Bank | 10 | 10 |
| Bank Forward | 10 | 11 |
| Mortgage Research Center | 7 | 9 |
| Dacotah Bank | 7 | 9 |
| Figure Lending LLC | 4 | 6 |
| Old National Bank | 4 | 6 |
| United Wholesale Mortgage | 4 | 7 |
| Plaza Home Mortgage, Inc | 3 | 3 |
| Nationstar Mortgage | 3 | 4 |
| Starion Bank | 2 | 2 |
| First International Bank & Trust | 2 | 2 |
| Bremer Bank NA | 2 | 2 |
| Waterstone Mortgage Corporation | 2 | 5 |
| Freedom Mortgage Corporation | 2 | 10 |
| Mutual of Omaha Mortgage | 2 | 3 |
| Hometown Credit Union | 2 | 2 |
| Capital Credit Union | 2 | 2 |
| Cortrust Mortgage, Inc. | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | under 10 | |
| White | 480 | 18.5% of 410 decided |
| Joint | under 10 | |
| Race Not Available | 71 | 13.3% of 60 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 481 | 19.4% of 412 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 79 | 15.4% of 65 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 187 | 23.4% of 154 decided |
| Female | 103 | 19.3% of 88 decided |
| Joint | 223 | 14.6% of 198 decided |
| Sex Not Available | 59 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2432 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved