Mortgage lending in Mountrail County, North Dakota
Lenders in Mountrail County, North Dakota reported 150 mortgage applications for 2025, according to the CFPB.
150 mortgage applications and 95 loans originated in 2025; the denial rate was 14.9% of 114 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Mountrail County, ND.
- 150
- Applications
- 95
- Loans originated
- 14.9%
- Denial rate
- 17 denied of 114 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 150 | 95 |
| 2024 | 101 | 74 |
| 2023 | 117 | 78 |
| 2022 | 153 | 98 |
| 2021 | 261 | 168 |
| 2020 | 201 | 133 |
| 2019 | 169 | 116 |
| 2018 | 171 | 115 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First International Bank & Trust | 17 | 22 |
| Town and Country Credit Union | 15 | 18 |
| Cornerstone Bank | 7 | 9 |
| Aspire Community Federal Credit Union | 6 | 6 |
| Fairway Independent Mort Corp | 6 | 7 |
| Bravera Bank | 6 | 9 |
| BNC National Bank | 5 | 7 |
| Gate City Bank | 5 | 8 |
| First Western Bank & Trust | 4 | 4 |
| A&d Mortgage LLC | 2 | 2 |
| Ark-LA-Tex Financial Services LLC | 2 | 3 |
| First Federal Bank | 2 | 5 |
| Dakota Community Bank & Trust, NA | 1 | 1 |
| Zillow Home Loans, LLC | 1 | 1 |
| loanDepot.com LLC | 1 | 1 |
| Centennial Bank | 1 | 1 |
| The Federal Savings Bank | 1 | 1 |
| New American Funding, LLC. | 1 | 3 |
| Rocket Mortgage | 1 | 5 |
| United Wholesale Mortgage | 1 | 1 |
| Dakota West Credit Union | 1 | 2 |
| V.i.p. Mortgage, Inc. | 1 | 1 |
| Quorum Federal Credit Union | 1 | 1 |
| Lower, LLC | 1 | 1 |
| Dacotah Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| White | 109 | 13.4% of 82 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 29 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 116 | 13.8% of 87 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 21 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 68 | 15.7% of 51 decided |
| Female | 29 | no rate: base under 50 |
| Joint | 38 | no rate: base under 50 |
| Sex Not Available | 15 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1297 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved