Mortgage lending in Morton County, North Dakota
Lenders in Morton County, North Dakota reported 1,072 mortgage applications for 2025, according to the CFPB.
1,072 mortgage applications and 757 loans originated in 2025; the denial rate was 12.6% of 892 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Bismarck, ND MSA.
- 1,072
- Applications
- 757
- Loans originated
- 12.6%
- Denial rate
- 112 denied of 892 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,072 | 757 |
| 2024 | 944 | 692 |
| 2023 | 920 | 657 |
| 2022 | 1,204 | 849 |
| 2021 | 1,943 | 1,477 |
| 2020 | 2,161 | 1,649 |
| 2019 | 1,239 | 938 |
| 2018 | 1,119 | 862 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Gate City Bank | 126 | 163 |
| Capital Credit Union | 111 | 141 |
| Dakota Community Bank & Trust, NA | 42 | 53 |
| United Wholesale Mortgage | 37 | 45 |
| Starion Bank | 33 | 41 |
| Railway Credit Union | 32 | 37 |
| First International Bank & Trust | 29 | 35 |
| Rocket Mortgage | 28 | 42 |
| Bravera Bank | 24 | 25 |
| 21ST Mortgage | 24 | 63 |
| Kirkwood Bank & Trust Co. | 16 | 18 |
| BNC National Bank | 15 | 19 |
| Security First Bank of North Dakota | 14 | 17 |
| US Bank, N.A. | 12 | 17 |
| First Community Credit Union | 11 | 15 |
| Fairway Independent Mort Corp | 10 | 16 |
| Vue Community Credit Union | 9 | 11 |
| Ark-LA-Tex Financial Services LLC | 8 | 10 |
| First Western Bank & Trust | 8 | 12 |
| Granite Bank | 8 | 9 |
| loanDepot.com LLC | 7 | 11 |
| Mortgage Research Center | 7 | 15 |
| New American Funding, LLC. | 7 | 14 |
| Choice Financial Group | 6 | 7 |
| Newrez LLC | 6 | 17 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 17 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 863 | 12.4% of 717 decided |
| Joint | 27 | no rate: base under 50 |
| Race Not Available | 154 | 10.2% of 127 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 27 | no rate: base under 50 |
| Not Hispanic or Latino | 877 | 12.6% of 732 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 155 | 10.0% of 130 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 343 | 16.0% of 281 decided |
| Female | 168 | 20.6% of 136 decided |
| Joint | 445 | 8.9% of 380 decided |
| Sex Not Available | 116 | 5.3% of 95 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1175 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved